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More than a mortgage, it’s a head start

Add a little cushion to your budget with our special cashback offer.
Get a new TD Mortgage or TD Home Equity FlexLine with a Term Portion (Term Portion) by August 31, 2026.

Eligibility Requirements
Select a TD Mortgage or a TD Home Equity FlexLine with a Term Portion that is for a purchase, pays out a mortgage from another financial institution (transferring or refinancing) or is for a new mortgage on a property with no other charges/mortgages. 

The TD Mortgage or Term Portion must have: 

  • a principal amount of $100,000 or more, and
  • a minimum 3 year closed term 

 


Here is how your cashback adds up

Term Portion Principal Amount

Cashback Amount

Additional Cashback for Switching to TD

$1,000,000+

$4,000

+ $1,100

$750,000 – $999,999.99

$3,000

+ $1,100

$500,000 – $749,999.99

$2,000

+ $1,100

$300,000 – $499,999.99

$1,000

+ $1,100

$100,000 – $299,999.99

$500

+ $1,100


Get your cashback in a few simple steps

  • 1

    Apply 

    Apply and fund your TD Home Equity FlexLine with a Term Portion by August 31, 2026. The Term Portion must be set up at account opening.

  • 2

    Set up

    Set up pre-authorized payments (PAD) from a TD Chequing Account for the Term Portion at time of funding (required). TD PAD must be in place at time of cashback payment.

  • 3

    Select one of these 2 options:

    Complete ONE of the following within 12 weeks of Term Portion set up.


    Option 1
    : Receive an acceptable recurring Direct Deposit from your employer, pension provider, or the government.2

    • The Direct Deposit must go into the Term Portion PAD Account. 
    • The Direct Deposit must occur either weekly, biweekly, monthly, or twice per month and must be in place at time of cashback payment. 

                               OR


    Option 2
    : Make one online bill payment for at least $50 through EasyWeb or the TD app.

    • The Online Bill Payment must be processed from the Term Portion PAD Account.

Here is how your cashback adds up

Mortgage Principal Amount

Cashback Amount

Additional Cashback for Switching to TD

$1,000,000+

$3,500

+ $1,100

$750,000 – $999,999.99

$2,500

+ $1,100

$500,000 – $749,999.99

$1,500

+ $1,100

$300,000 – $499,999.99

$750

+ $1,100

$100,000 – $299,999.99

$400

+ $1,100


Get your cashback in a few simple steps

  • 1

    Apply 

    Apply and fund your TD Mortgage by August 31, 2026.

  • 2

    Set up

    Set up pre-authorized payments (PAD) from a TD Chequing Account for the Mortgage at time of funding (required). TD PAD must be in place at time of cashback payment.

  • 3

    Select one of these 2 options:

    Complete ONE of the following within 12 weeks of funding: 


    Option 1:
    Receive an acceptable recurring Direct Deposit from your employer, pension provider, or the government.2

    • The Direct Deposit must go into the TD Mortgage PAD Account. 
    • The Direct Deposit must occur either weekly, biweekly, monthly, or twice per month and must be in place at time of cashback payment. 

                                OR 


    Option 2:
     Make one online bill payment for at least $50 through EasyWeb or the TD app.

    • The Online Bill Payment must be processed from the TD Mortgage PAD Account.

Why get a mortgage at TD? 

  • Fast access to personalized advice

    Looking for tailored advice ASAP? Simply answer a few questions and TD Mortgage Direct will quickly match you with a Mortgage Specialist.

  • Prepayment Privileges

    Prepay up to 15% of the principal amount annually, if you selected a closed term option, or 100% on an open term option, without prepayment charges.

  • Competitive rates

    We offer a range of mortgage options at competitive rates and with a pre-approval, we can hold your rate for 120 days.



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Say hello to good mortgage advice

Say hello to good mortgage advice