Small Business Credit Solutions

I'm borrowing for:

Choose from several business borrowing solutions for expenses, financing assets, and protection against the unexpected


Credit Solutions	Is it right for me?
Business Overdraft Protection	Designed to cover unexpected expenses and shortfalls in your TD Business Chequing Account up to your available credit limit.
TD Business Credit Card	Choose a TD Business Credit Card with benefits and features that can help you grow and manage your business.
Business Line of Credit	For businesses with day-to-day working capital needs.

TD offers flexible borrowing solutions for your medium to long-term credit needs


Credit Solutions	Is it right for me?
Business Loan	Financing to purchase equipment, vehicles or other fixed assets with loan amortizations up to 30 years¹.
Business Mortgage	Financing for the purchase, expansion, or renovation of a business property - including commercial and mixed-use commercial/residential properties.
Canada Small Business Financing Act Loan	Loans are guaranteed by the Government of Canada (up to 85% of the amount borrowed) to assist with financing, expanding or modernizing your business.
Business Accelerator Loan Program	Loans are guaranteed by the Business Development Bank of Canada(BDC) to assist with financing operating cash flow needs of your business
Canada Small Business Financing Line of Credit (CSBF LOC)	Line of Credit guaranteed by the Government of Canada to assist with financing working capital needs of your business and fund day to day operating expenses.

Several options for agricultural operations to cover everyday expenses or finance major purchases.

To ensure the prompt processing of your application for credit, the following items are typically required by your TD Canada Trust Business Banking Specialist ².

Personal earnings
Confirmation of income using Notices of Assessment for the most recent two-year period
Business earnings
Financial statements for the most recent two-year period of your business plan
Personal net worth statement
Statements to confirm investments/deposits (held outside TD Canada Trust)
Agreement of Purchase and Sale for real estate
Signed documentation to confirm real estate transactions (if applicable)

TD connects you to Fundica

Find relevant government funding in Canada

Cash Flow Improvement Calculator

Forecast your cashflow to find potential cost efficiencies.
Loan Calculator

Compare different loan amounts, interest rates and terms to calculate monthly payments.
Profit Increase Calculator

Uncover profit possibilities.

Legal

¹Subject to estimated useful life of asset being financed and type of security provided.

²Additional items and information may be required.

Book an appointment

Meet with a banking specialist in person at the branch closest to you.

Book an appointment Book now
Contact an Account Manager

Talk to an Account Manager Small Business (AMSB) to discuss your business needs.

Contact an Account Manager Get in touch
Call us

Talk to a Small Business Specialist at our Small Business Advice Centre.

1-866-222-3456 1-866-222-3456
Find an Agriculture Specialist

Schedule a visit with one of our local Agriculture Specialists.

Find an Agriculture Specialist Find a specialist

TD connects you to Fundica. Find relevant government funding in Canada.