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Screen Text: Debunking credit score myths
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Debunking credit score myths is clicked and title appears.
Screen Text: Debunking credit score myths
Speaker: Unlike an internet conspiracy theory, credit scores shouldn't be scary.
A meter progresses from a low credit score to high credit score. A car appears.
Speaker: They indicate how well you manage your credit payments.
Payment Due title appears. A hand clicks on it, changing the title to Pay Bill.
Screen Text: Payment Due
Pay Bill
Minimum payment Paid
Speaker: Having a good credit repayment history- which means you make at least your minimum payment and always make it on time - can help you achieve a higher credit score.
A calendar is shown with a check mark at the end of the month.
Screen Text: Minimum payment on time
A meter progresses from a low credit score to high credit score.
Speaker: This in turn can help make it easier to get approved for credit for larger purchases – like your first home – in the future.
A contract appears and is being signed. A house is shown.
Screen Text: Help make approvals easier
An envelope appears.
Speaker: Making your payments on time applies to all your personal bills, including your phone bill and other utility bills.
A bill is revealed inside the envelope. A phone appears with a Pay Bill icon. The icon is clicked and changes to Paid!
Screen Text: All your personal bills
Pay Bill
Paid
Speaker: Also, ensure that you only apply for credit products that you need and that you use them responsibly by staying within your credit limit.
Screen Text: Only apply for credit products you need
A number of credit cards circle the screen and one stops and stays on screen. A credit meter shows the credit card going above the limit and then back into the target zone.
Screen Text: Stay within your limit
Speaker: Finally, remember not to apply for credit multiple times over a short period because this too can negatively impact your credit score!
A meter progresses from a high credit score to low credit score as a hand clicks an Apply icon numerous times.
Screen Text: Apply
Applying too often
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