TD Personal Investing

Whether you’re saving and investing for retirement, your child’s education or to buy a house, we have a range of registered and non-registered accounts to help you achieve your goals.

Choose an investment account and product that is right for you. 


How to invest?

When you break it down, you can start investing and working towards your financial goals.  

  • 1

    Set a goal

    The TD Goal Builder tool and a TD Personal Banker can help you set and reach your financial goals. Explore TD Goal Builder  

  • 2

    Choose a registered plan or non-registered plan

    Pick from a variety of registered and non-registered investment options. Some plans include the RRSP, TFSA, FHSA and more. Find a plan that is right for you.

  • 3

    Choose the products you want to invest in 

    Our GIC and Mutual Fund products could help you grow your savings and reach your financial goals sooner. Our TD Mutual Fund Representatives are here to help you. 

  • 4

    Make your first deposit

    Deposit the money into your account online using EasyWeb or the TD app, in-person or over the phone. Start here to learn more on depositing funds.


Investing advice

Investing 101: Investing Basics

Put your money to work and it could help you reach your financial goals. Learn the fundamentals and feel confident investing for the future. 


Tools and Calculators


Frequently asked questions

The amount of money you need to invest depends on your financial goals and minimum product contribution limits. 

The good news about longer-term investing is that smaller amounts add up over time, thanks to compounding interest (that’s when your money earns interest on the initial investment and previous earned interest). When investing in TD registered accounts, such as an RRSP, you can contribute as little as $50 per month. However, some investment products may require a higher minimum amount.

TD Personal Bankers have tools, such as the TD Goal Builder, that helps you determine how much you should invest to meet your specific goals.


A TD Personal Banker helps their clients with decisions around personal finances, and investments. Some of their expertise includes:

  • Budgeting
  • Investing
  • Saving for a home, retirement, or other financial goals

A TD Personal Banker will first take the time to understand your financial goals, and your financial situation. They will then help you detemine which products may help you reach your financial goals.  


  • Guaranteed Investment Certificates (GICs) and Mutual Funds are two investments to consider. 
  • A GIC is a secure way to grow your money since it offers 100% principal protection with the potential for a return on your investment.
  • Mutual Funds pool money from many different investors to invest in stocks and bonds. They offer professional management and diversification. 

Discover other investment options

  • Whether you’re a beginner or an experienced investor, we have the tools, resources and insights to help you invest like a pro.

  • Wealth Advice offers personalized wealth strategies and solutions if you have a minimum investment of CDN $100,000.

  • Consider buying Gold, Silver or Platinum to diversify your portfolio with some of the world's most valuable commodities.

Ready to invest?

Looking for advice? We can help.

Have a question? Find answers here