Lending Offer:
++All Loans and Lines of Credit subject to credit approval and terms and conditions of final agreements. Renewals and refinances to existing loans and lines of credit are not eligible for offers. Borrowers who have paid off and closed a line of credit after August 1, 2023 are not eligible for offers. Applications must be received between August 1, 2024 and December 31, 2024 to qualify. Qualified applicants must maintain an active TD Bank Business Checking account from which loan payments will be auto-deducted. The interest rate for Lines of Credit approved without an SBA Guaranty meeting the auto-payment qualification will be Wall Street Journal Prime (WSJP) + 0.00%. The interest rate for Lines of Credit requiring an SBA Guaranty and meeting the auto-payment qualification will be Wall Street Journal Prime (WSJP) + 3.00%. Other fees and charges may apply; speak with your local lender for details.
Closing fee credit applies to booked SBA 7(a) Term Loans and Commercial Real Estate Mortgages up to $5,000,000. Offer excludes Term Loans and Commercial Real Estate Mortgages booked conventionally or under the SBA Express Program. Closing credit of up to $2,000.00 will be applied to SBA appraisal, environmental or business valuation fee. Qualified applicants must maintain an active TD Bank Business Checking account from which loan payments will be auto-deducted. Closing credit not to exceed $2,000.00 in value. Borrower will be responsible for all assessed commitment and closing fees if Borrower withdraws loan application after appraisals have been conducted. Other fees and charges may apply; speak with your local lender for details.
Application must be received by December 31, 2024. Lines of Credit or Loans must be closed by March 31, 2025 or credited fees will be charged at closing.
Loans and Lines of Credit subject to credit approval. Other terms and conditions apply. Some credit restrictions may apply.
TD Merchant Solutions Offer:
+++ Merchants can earn a free Clover Go device OR a credit back to a TD Bank Settlement account based on processing volume within the first three calendar months from account approval.
Clover Go Offer:
Clover Go merchants can receive a Clover Go at no cost and no Clover Platform fee for the first 12 months of the Merchant account.
OR
Cash Back Offer:
- $250 credit once a merchant processes at least $20,000 in the first three full months
- $650 credit once a merchant processes at least $40,000 in the first three full months, or
- $1,000 credit once a merchant processes at least $100,000 in the first three full month
Cash Back Offer credit is based on eligible net volume (valid gross sales minus any returns) processed during the first three full calendar months from TD Merchant Solutions account approval.
Qualifying TD Merchant Solutions accounts will receive only one of the above-mentioned Cash Back Offer amounts depending on the net volume processed and, the maximum credit is $1,000 per Merchant Solutions account
Clover Go Offer and Cash Back Offer are available to any new TD Merchant Solutions account that is approved and opened from 07/01/2024 through 12/31/2024 and that meets the additional conditions below. Merchants acquiring only Clover Go as a processing solution only qualify for the Clover Go Offer and do not qualify for the Cash Back Offer. Merchants acquiring multiple device types which include a Clover Go device will only qualify for the Cash Back Offer and do not qualify for the Clover Go Offer.
Additional Conditions:
Bonus Offer eligibility period is from 07/01/2024 – 12/31/2024. Offer is available to all new TD Merchant Solutions customers who open a new merchant account during the eligibility period. Merchants who do not select a Clover Go as a processing solution must process the minimum processing threshold during the first three full months from account approval in order to qualify for the Cash Back Offer.
New TD Merchant Solutions accounts will qualify for only one of the Clover Go Offer OR the Cash Back Offer.
Merchant must sign a 3-year Merchant Solutions Processing Agreement and the opening of a Merchant Solutions account is subject to credit approval and additional terms and conditions in the Merchant Processing Agreement.
The credit earned by merchants who qualify for the Cash Back Offer will not exceed $1,000. The credit will appear in the Merchant's settlement account the month following the third full calendar month from account approval.
Merchant's settlement account must be a TD Bank Business checking account. No payments will be made if Merchant Solutions account is not open and in good standing at the time such bonus offer is calculated and paid.
Clover Go Offer: Available on Clover Go Gen 2 and Gen 3 models (Surcharge customers only). Devices are subject to availability. Promotional offer not available on Clover Go Gen 2 with docking station bundle. Clover Go Offer cannot be combined with any other offer.
Using TD Bank’s standard payment processing setup, funds will be available in the settlement account by 6 AM ET on the next business day. Availability may vary based on merchant-selected payment processing gateway and other chosen services.
The Clover trademark and logo are owned by Clover Network, Inc., a First Data company.
1Eligibility of ACH payments for early availability are limited to those coded by the originating financial institution as PPD (Prearranged Payment and Deposit), which are typically for payroll, government benefits, tax refunds and similar payments. All other ACH payment types, deposits or credits to your account, such funds from peer-to-peer payment services (e.g., Zelle®), checks or mobile deposits, and online transfers are not eligible for TD Early Pay. TD Bank does not guarantee that any ACH payments will be made available before the date scheduled by the payor, and early availability of funds may vary between ACH payments from the same payor. Early availability is subject to cut-off times, any limitations we set on the amount of early availability and standard fraud prevention screening.
If an ACH payment not made available early, it will be made available in accordance with our Availability of Funds Policy described in the Business Deposit Account Agreement (BDAA). Except as expressly set forth in the BDAA, funds made available early are subject to the same terms and conditions as other ACH payment to your account. If we’ve made funds available early and the payor reverses or requests a return of the payment, or the funds are otherwise uncollected by the Bank, you understand and agree that we may debit your account in accordance with our normal process, up to the amount of the payment that was previously made available – even if you have already withdrawn the funds or it creates an overdraft on your account, without prior notice from us and at any time. In this instance, you are responsible for any fees assessed – including those charged by merchants or third parties – as a result of the overdraft. TD Early Pay is offered at the discretion of the Bank, and we reserve the right to cancel the service at any time and without notice to you.
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