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Small Business Loans and Lines of Credit

Whether you're looking to manage day-to-day expenses or want to expand your business, apply online for TD Small Business Loans and Lines of Credit that can help provide the financing you need.

  • Lines of Credit

    Access cash for frequent expenses that can be paid off quickly like inventory or payroll.

    With a TD Small Business Line of Credit, you'll get:

    • A competitive variable rate
    • Access to your money with checks or online transfers
    • Ability to pay down and reuse the line of credit
    • Interest-only payment option

    Ready to apply?
    Under $250,000: you can apply online.

    Over $250,000: apply in person at a TD Bank. Download application (PDF)

     

    Apply now 

  • Loans

    Pay off a purchase over time, like a used vehicle or equipment, or another business.

    With a TD Small Business Loan, you'll get:

    • Flexible terms from 1 to 5 years
    • One-time disbursement of funds, provided at closing
    • Fixed monthly payments, amortized over the life of the loan
    • The benefit of an SBA Preferred Lender, who can review your application for additional SBA guaranteed options

    Ready to apply?
    Under $250,000: you can apply online.

    Over $250,000: apply in person at a TD Bank. Download application (PDF)

    Apply now

Commercial Real Estate Loans & Mortgages

Buy or refinance commercial real estate, like a new business location.

With a TD Real Estate Loan, you'll get:

  • A 3- or 5-year fixed period amortized up to a 20-year period
  • One-time disbursement of funds, provided at closing

Ready to apply?
To apply for a real estate loan, talk to a Small Business specialist.

Make an appointment

1-855-278-8988
Mon–Fri, 8:30 AM–5:00 PM

SBA Loans

Get the money you need to grow

Enjoy flexible terms and preserve capital with an SBA loan from TD Bank, a Preferred SBA Lender.

  • Longer-term financing
  • Minimal equity requirements
  • Capital preservation
  • Shorter turnaround times
  • Faster access to loan proceeds
  • Start-up restaurant franchise lending
Learn more

Talk to an expert

Ask questions. Get guidance.

A small business specialist is ready to help.

Call 1-855-278-8988
Mon-Fri, 8:30AM – 5:00PM ET

Schedule an appointment

Small business lending articles

Explore more small business solutions

Apply online

The fastest way to apply for loans and lines of credit under $250,000

Apply now

Apply in person

Find a TD Bank

All Loans and Lines of Credit subject to credit approval and terms and conditions of final agreements.

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