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TD Bank Small Business Savings and Money Market Accounts

Save for your business goals with a TD Business Savings or TD Small Business Premium Money Market account. Earn competitive rates and maintain access to your cash.

Help me choose the right account

Choose the savings or money market account that fits your business needs, budget and goals.

TD Business Savings

TD Small Business Premium Money Market

Best for
  • Starting to save
  • If you want to make smaller, regular deposits
  • Building your savings
  • If you want to make larger deposits anytime

Monthly Maintenance Fee

$5

$15

Minimum Daily Balance to Waive Monthly Maintenance Fee

$500

$2,500

Minimum Opening Deposit

$25

$25

Earns Interest

Yes

Yes, tiered interest rates.

Ability to Write Checks

No

Yes

Deposit Item Fee

No fee or limits on deposit items

No fee for combined deposit items and checks paid up to 50, then $0.50

Overdraft Protection

This account can be set up to protect a TD Small Business Checking account

This account can be set up to protect a TD Small Business Checking account

Free with this Account
  • Online and paper statements
  • TD Bank Mobile Deposit3
  • Online and paper statements
  • TD Bank Mobile Deposit3

Get Full Account Details

TD Business Savings

TD Small Business Premium Money Market

What you need to open an account

Find out what information and documentation you need to open your savings or money market account.

Get details

What you get

All TD Small Business accounts come with:

  • Longer store hours
    Enjoy the convenience of over 1,000 TD Bank locations with longer hours, including weekends2
  • Local personalized support
    Connect with a small business specialist to help customize services and solutions for your business
  • Online Banking with access to accounts and payments
    Online Banking and Mobile Banking with Mobile Deposit3
  • 24/7 Live Customer Service
    Call 1-888-751-9000 and press 0 to talk to a real person 24/7. Get account info, answers to questions about our products and services, open an account and more

View account guides for more details: TD Small Business Savings and  TD Small Business Premium Money Market.

Business Rates are subject to change at any time without notice.

1Government Regulation D permits only 6 pre-authorized or electronic withdrawals, including checks from a savings or money market account per monthly cycle. See the Business Deposit Account Agreement for more details.

2Based on average store hour data pulled in January 2024 of Top Banks (as defined below) in metropolitan statistical areas in which TD Bank operates ("TD MSAs"), excluding drive-thru hours and hours of locations in retail stores (such as grocery stores). Top banks are the top 20 banks by total deposits across TD MSAs, the top five banks by store share (or by total deposits, if store share is equal) in each TD MSA, and any bank with greater or equal store share compared to TD Bank in each TD MSA ("Top Banks").

3The TD Bank Mobile App is free to download, however, standard wireless carrier message and data rates may apply. Text “Stop” to quit or “Help” for more information. TD Bank Mobile Deposit is available to business customers with an active checking, savings or money market account. Available for most iPhone® and Android™ devices. Other restrictions may apply. Please refer to the Mobile Deposit Addendum.

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