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Ways to send money

Bank conveniently and confidently almost anywhere with online and mobile banking.

Send money internationally with TD Global TransferTM

Connect with your friends, family, and loved ones around the world by easily sending them money to support, celebrate those special moments that bring you closer together. Choose from over 200 countries5, like India, The US, Philippines, or China, and one of three secure methods to send your money that's both easy and convenient for you and your recipient. 

Transfer options that suit you and your recipient needs

Ready to send money? Get access to TD Global Transfer service with an
eligible bank account or eligible line of credit. 

International Bank Transfer

  • Global reach: This bank-to-bank transfer method lets you securely send money to over 150 countries and territories. 
  • Receiving method: Direct deposit to your recipient's international bank account. 
  • Transaction time: Your recipient will typically receive funds in 1-5 business days3,4.
  • Transaction amount limit: You can send up to $6,500 per transaction every 24 hours4,5.
  • Transfer fee: When using International Bank Transfer, there is no TD transfer fee to send money to the United States. TD transfer fee for other countries vary and will be provided with your estimate3.


     
Learn more

For cash pick-up via
Western Union®

  • Global reach: Send money to 500,000+ Western Union® Agent locations in over 200+ countries worldwide.
  • Receiving method: send an international money transfer for cash pick-up1 at Western Union locations 
  • Transaction time: Recipients can pick up cash usually in 2-4 hours3,4. 
  • Transaction amount limit: You can send up to $999.99 per transaction every 24 hours4,5. 
  • Transfer Fee: Western Union Money Transfers apply transfer fees and foreign exchange rates on every transaction9. TD does not charge a transfer fee for using this service. 


     
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Send directly to an eligible
Visa Card

  • Global reach: Send money to your recipient's eligible Visa Card in over 170 countries and territories.
  • Receiving method: Through Visa Direct, send money to an international bank account using a Visa Debit Card, or to a Visa Credit Card, and Prepaid Visa Card abroad. All you need is your recipient's 16-digital Visa Card2 number. 
  • Transaction time: The recipient usually receives funds within 24-48 hours4,5.
  • Transaction amount limit: You can send up to $2,500 per transaction every 24 hours4,5.
  • Transfer Fee: When using Visa Direct there is no TD transfer fee to send money to the United States. TD transfer fee for other countries vary and will be provided with your estimate3.
     
Learn more

Offers and promotions

  • TD International Student Banking Package

    Enjoy unlimited international money transfers with transfer fees rebated for up to 12 months when you send money using TD Global TransferTM. 

    Conditions apply.6 

  • TD New to Canada Banking Package

    Enjoy unlimited international money transfers with transfer fees rebated for up to 12 months. Conditions apply.8

    Get up to $360 in value when you send money using TD Global TransferTM with your TD Unlimited Chequing Account.

  • Send money to the US with no transfer fees

    Take advantage of sending money to the US with no transfer fees through Visa* Direct and International Bank Transfer. This exclusively applies to international transfers to a Visa Card and to an international bank account.

What do you need to send money internationally

From the US to India, The Philippines, China, Jamaica, and Mexico, each country has unique requirements when sending money abroad. For more information on other countries' requirements, view our complete list here.

Select a country for transfer requirements

Requirements for United States

International bank transfer

  • Recipient Full name 
  • Recipient Address (Country, Street address, City, Province, Postal code) 
  • Recipient Bank Account number / IBAN number 
  • Recipient Bank BIC code / Routing code 
  • Recipient Account type 

Cash pick up via Western Union

  • Recipient Full name
  • Recipient Address (Country, Street Address, City, Province, Postal code)

To an eligible Visa Card via Visa Direct

  • Recipient Full name
  • Recipient Address (Country, Street Address, City, Province, Postal code)
  • Card holder name 
  • Card number 

Requirements for India

International bank transfer

  • Recipient Full name 
  • Recipient Address (Country, Street Address, City, Province, Postal code) 
  • Recipient Bank Account number  
  • Recipient Bank IFSC 
  • Recipient Account type

Cash pick up via Western Union

  • Recipient Full name 
  • Recipient Address (Country, Street Address, City, Province, Postal code) 

To an eligible Visa Card via Visa Direct

  • Recipient Full name 
  • Recipient Address (Country, Street Address, City, Province, Postal code) 
  • Card holder name  
  • Card number 

Requirements for The Philippines

International bank transfer

  • Recipient Full name
  • Recipient Address (Country, Street address, City, Province, Postal code)
  • Recipient Bank Account number 
  • Recipient Bank BIC code / SWIFT code
  • Recipient Account type

Cash pick up via Western Union

  • Recipient Full name
  • Recipient Address (Country, Street Address, City, Province, Postal code)

To an eligible Visa Card via Visa Direct

  • Recipient Full name
  • Recipient Address (Country, Street Address, City, Province, Postal code)
  • Card holder name 
  • Card number 

Requirements for China

International bank transfer

  • Recipient Full name
  • Recipient Address (Country, Street address, City, Province, Postal code)
  • Recipient Bank Account holder number 
  • Recipient Phone number
  • Recipient DOB
  • Recipient Bank Account number 
  • Recipient Bank BIC code / SWIFT code
  • Recipient Account type 

Cash pick up via Western Union

  • Recipient Full name
  • Recipient Address (Country, Street Address, City, Province, Postal code)

To an eligible Visa Card via Visa Direct

  • Recipient Full name
  • Recipient Address (Country, Street Address, City, Province, Postal code)
  • Card holder name 
  • Card number 

Requirements for Jamaica

International bank transfer

  • Recipient Full name 
  • Recipient Address (Country, Street Address, City, Province, Postal code)
  • Recipient Account holder name
  • Recipient Bank Account number 
  • Recipient Bank code and branch code
  • Recipient Account type 

Cash pick up via Western Union

  • Recipient Full name
  • Recipient Address (Country, Street Address, City, Province, Postal code)

To an eligible Visa Card via Visa Direct

  • Recipient Full name
  • Recipient Address (Country, Street Address, City, Province, Postal code)
  • Card holder name 
  • Card number 

Requirements for Mexico

International bank transfer

  • Recipient Full name
  • Recipient Address (Country, Street address, City, Province, Postal code)
  • Recipient Account holder name
  • Recipient Bank Name
  • Recipient CLABE (account number and routing code) 
  • Bank code 

Cash pick up via Western Union

  • Recipient Full name
  • Recipient Address (Country, Street Address, City, Province, Postal code)

To an eligible Visa Card via Visa Direct

  • Recipient Full name
  • Recipient Address (Country, Street Address, City, Province, Postal code)
  • Card holder name 
  • Card number 

Benefits of TD Global TransferTM

  • Global reach

    Send money to over 200 countries5 including United States, India, China, Philippines, Mexico. See other available countries.

  • Convenient

    Three easy options to send money: direct to an international bank account, eligible Visa Card2 or for cash pick up through Western Union. 

  • Secure

    Send transfers confidently as your transactions are protected with the TD Online & Mobile Security Guarantee.  

  • Competitive exchange rates 

    Transfer money with TD Global Transfer through EasyWeb or the TD App at competitive exchange rates and fees. 

How to send money with TD Global TransferTM

  • Step 1:  Login

    Login to the TD app, tap Move Money at bottom, then select TD Global Transfer.

    First time users will need to register. Follow the prompts and review and accept the TD Terms of Use and Privacy Terms.

  • Step 2: Get an estimate

    Select the Country and enter the amount you want to send, and review quotes.

  • Step 3: Select a transfer method

    Select the transfer method that best suits you and your recipient. 

  • Step 4: Send your transfer

    Select the account to transfer from and enter recipient information. Review and confirm all details and track the status of your transfer using TD Global Transfer transaction history. 

  • Step 1:  Login

    Login to the EasyWeb, tap on TD Global Transfer on the left of the screen.

    For first time users you will need to register. Follow the prompts and review and accept the TD Terms of Use and Privacy Terms

  • Step 2: Get an estimate

    Select the Country, enter the amount you want to send, and review quotes.

  • Step 3: Select a transfer method

    Select the transfer method that best suits you and your recipient.

  • Step 4: Send your transfer

    Select the account to transfer from and enter the recipient information. Review your details and complete your transfer.

Frequently asked questions

Some additional information that may be required for your money transfer may include but not limited to:

  • Recipient Account Number (e.g. IBAN, CLABE, BBAN)
  • Bank Number (e.g. BIC, Swift, Routing Code)
  • Branch ID (Branch Code)
  • Tax ID
  • Recipient Currency

If you need help filling out the fields for your money transfer, simply select 'Get help finding bank information' on the TD app or hover over the tooltip next to each field (?) in EasyWeb.

If you require additional support, please contact us at 1-844-352-1148.

You may also be required to provide additional documentation outside of the information collected within the TD Global Transfer process. In some rare instances, your recipient may be required to go into a bank and provide this information.

IBAN – International Bank Account Number:
IBAN (or International Bank Account Number) identifies your recipient's country ad account number. For the destination country you selected, an IBAN is typically 22 characters long, and contain both letters and numbers. It typically starts with a two letter country indicator, for example, a Germany IBAN starts with: DE.

BIC/Swift Code:
BIC (Bank Identifier Code) or SWIFT code, identifies the recipient's bank and location. It is typically 8 or 11 characters long, and contains both letters and numbers.

How much money you can send will vary depending on the method of transfer you choose. 

Send limits to international bank account with International Bank Transfer:
$6,500 per day, weekly limit of $26,000 and monthly limit of $65,000.

Send limits for Cash Pick-up with Western Union®:
$999.99 per day, weekly limit of $2,999.99 and monthly limit of $6,999.99.

Send to Card limits for Visa Direct:
$2,500 per day, weekly limit of $10,000 and monthly limit of $25,000.

There are no limits to the number of transfers you can send each day, as long as the total dollar value does not exceed the maximum dollar amount allowed in the time period noted above.

The minimum amount you can send is usually $10 in the currency of the funding account, but there are some countries where this amount is higher.

Western Union® Money TransferSM
To cancel your Western Union® Money TransferSM simply follow these steps:

EasyWeb

  1. Log in to EasyWeb
  2. Select TD Global Transfer in the left-hand menu to see a list of recent transactions
  3. Select the Transaction Details, of the Western Union® Money TransferSM you want to cancel
  4. Select Cancel Transfer from the options

A Western Union® Money TransferSM cannot be cancelled within the first hour of being sent, when the transaction is being validated, or after recipient has picked up their funds.

Once the transfer has been cancelled, it can take up to 5 business days for funds to be returned to your account.
If it’s taking more than 5 days, don’t hesitate to call us at 1-844-352-1148.

Visa Direct and International Bank Transfer
Transfers sent to an eligible card using Visa Direct or a recipient’s bank account using International Bank Transfer cannot be cancelled if the payment has been completed.

To check your TD Global Transfer status, go to your Transaction History section. Simply follow these steps:

After logging into the TD app

  1. Select Transfers from the options in the left-hand menu
  2. Select History from the Transfers menu
  3. Select the Globally tab on the right
  4. Your transfers will be listed under the Money Sent section of the History screen

Your money transfer status will show one of the following:

In progress:
Your transfer is being reviewed, please return later to check the status.

Completed:
Your transfer is complete and has been sent to the recipient . Please note, if you successfully cancel a Western Union® Money TransferSM the transfer may show as 'Completed' but the funds will be returned to you within 5 business days. To view your Western Union® Money TransferSM status and details visit https://www.westernunion.com/global-service/track-transfer with your Tracking number (MTCN).

Cancelled:
You have cancelled your transfer, or we were unable to process your transfer. Funds will be returned to you within 5 business days.

Pending Cancellation:
Your cancellation request is being reviewed, please return later to check the status.

To check your TD Global Transfer status, go to your Transaction History section. Simply follow these steps:

  1. Log in to EasyWeb
  2. Select TD Global Transfer in the left-hand menu
  3. A list of your last 25 transactions will be displayed
  4. To view the Transaction Details, select the transaction that you would like to view
  5. The status appears in the grey section of your Transfer Receipt to the right

Your money transfer status will show one of the following:

In Progress:
Your transfer is being reviewed, please return later to check the status.

Completed:
Your transfer is complete and has been sent to the recipient . Please note, if you successfully cancel a Western Union® Money TransferSM the transfer may show as Completed but the funds will be returned to you within 5 business days. To view your Western Union® Money TransferSM status and details visit https://www.westernunion.com/global-service/track-transfer with your Tracking number (MTCN).

Cancelled:
You have cancelled your transfer, or we were unable to process your transfer. Funds will be returned to you.

Pending Cancellation:
Your cancellation request is being reviewed, please return later to check the status. If your request
has been pending for more than 5 business days, please contact us at 1-844-352-1148.

The TD app7  provides quick, easy, and secure access to your TD account. Simply scan the QR code to download the app. It's all about making things easy.

The TD app7  provides quick, easy, and secure access to your TD account. Simply tap the image to download the app. It's all about making things easy.

Explore other convenient banking options

  • Order foreign currency cash

    Foreign currency cash can be ordered online through EasyWeb and picked up at most TD Canada Trust branches.

  • New to Canada

    Explore convenient banking options for newcomers to Canada like chequing accounts, savings accounts and credit cards.

  • TD Cross-Border Banking

    Whether you’re living part-time in the U.S. or a frequent traveler to the U.S., TD has cross-border banking solutions to help.

  • TD Banking Tutorials

    Learn how to pay a bill online or transfer money confidently on EasyWeb or the TD app. Get the most out of online banking.

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