Canada
US
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Account Highlights
Take control of investing for future financial needs, including medical and living costs. Your beneficiary can take advantage of potential investment growth with tax deferral opportunities.
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No annual contribution limit
Contributions, up to a lifetime limit of $200,000, are made with after-tax dollars and are not tax-deductible. -
Defer taxes while growing your investments
Any investment income is tax-deferred. -
You may be eligible for government assistance
Qualified families may receive up to $70,000 in Canada Disability Savings Grants and up to $20,000 in Canada Disability Savings Bonds paid to your plan.
Where to invest for self-directed RDSP growth
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Stocks
Trade on Canadian and US markets, including TSX, NASDAQ, and NYSE. -
Mutual Funds
Invest in Canadian and US mutual funds, including D-Series and TD e-Series Funds® -
ETFs
Equity, bond or commodity exchange-traded funds.
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Options
Eligible options include long calls, puts and covered calls.
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Fixed Income
Selected investments include bonds and other fixed-income products. -
GICs
Secure investments that promise a defined amount at the end of their term.
Open an account online – it's fast and easy
Whether you're new to self-directed investing or an experienced trader, we welcome you.