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Make every step count with this special investing offer

Here is how you could earn $50

Step 1: Open a new TFSA, RRSP or FHSA by June 30, 2025.

Step 2: Set up an automatic recurring investment of at least $100 per month (Pre-Authorized Purchase Plan (PPP)) in a Mutual Fund in the newly opened plan.

Step 3: Make your first PPP contribution by July 31, 2025, and maintain it until November 30, 2025.

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How to choose between an FHSA, TFSA and RRSP

FHSAs, TFSAs and RRSPs are all great options for saving. This section can help you decide which may be the right one for you.

  • FHSA

    Great for: First time home buyers.
     

    • Offers tax-free earnings on your qualifying investments.
    • Annual contributions are capped at $8,000 up to a $40,000 lifetime contribution limit. A maximum of $8,000 unused contribution room can carry forward to the following year.

  • TFSA

    Great for: Short-term or long-term financial goals.
     

    • Offers tax-free earnings on your qualified investments.
    • The TFSA contribution limit for 2025 is $7,000 and you can carry forward any unused contribution room from previous years.

  • RRSP

    Great for: Saving for retirement.
     

    • Investment income earned can grow tax-deferred.
    • Contribution limit for 2025 is the lesser of $32,490 or 18% of your earned income from the previous year up to a maximum amount, subject to certain adjustments. You can carry forward any unused contribution room from previous years.

TD Goal Builder

A TD Personal Banker can help you build a roadmap and provide investing advice towards making your financial goals a reality. With the ability to track your progress online and meet with us to adjust your financial goals, you can feel confident you're on the right path.

Learn more

Ready to invest?

  • Book an appointment

    Meet with a TD Personal Banker at a branch near you or by phone for advice to help you meet your financial goals.

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  • Give us a call

    We’re ready to answer your questions and help you get started.

    1-800-386-3757 1-800-386-3757

  • Locate a branch

    Use our branch locator tool to find a branch near you.

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