Home / Canadian Credit Cards / TD® Aeroplan® Visa* Credit Cards in CanadaTD® Aeroplan® Visa Platinum* Credit Card

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Limited Time Offer

Earn up to $500 in value#, including up to 20,000 Aeroplan points1 and no Annual Fee for the first year1. Conditions Apply. Account must be approved by September 3, 2024.

  • Earn a welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card1.
  • Earn an additional 10,000 Aeroplan points when you spend $1,000 within 90 days of Account opening1.
  • Get an annual fee rebate for the first year1.

To receive the first-year annual fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the Additional Cardholder first-year annual fee rebate, you must add your Additional Cardholders to your Account by September 4, 2024.

At a glance

Start earning Aeroplan points that you can share with loved ones on all your Purchases made with the TD® Aeroplan® Visa Platinum* Card.

Up to 8 family members can share points together. Share your Aeroplan points family with Aeroplan Family Sharing.

  • Start flying sooner when you use your Aeroplan points earned on everyday purchases.
  • Earn 1 Aeroplan point for every $1 you spend on eligible gas, grocery and Air Canada® purchases, including Air Canada Vacations® 3 .
  • Take advantage of an extensive suite of travel insurance.
  • Your Aeroplan points will not expire as long as you are a TD® Aeroplan® Visa Platinum Primary Cardholder in good standing18.

It’s easy to earn Aeroplan points

  • Earn 1 point3

    for every $1 you spend on eligible grocery, gas and direct through Air Canada® purchases (including Air Canada Vacations®) made with your card.

  • Earn 1 point3

    for every $1.50 you spend on all other purchases.

  • Earn points twice4

    Earn points twice when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 200+ online retailers via the Aeroplan eStore.

Redeem your points for travel and so much more

  • Every seat, every flight, no restrictions
    Every Air Canada seat available to buy for cash is also available for points – no restrictions, no blackout periods.
  • Use Aeroplan points for more than just flights
    Redeem your points across your trip, from hotel rooms to car rentals.
  • Use Aeroplan points for life’s necessities
    Aeroplan isn’t just about travel. Use your points for merchandise, experiences and gift certificates.

Earn more at Starbucks

Link your eligible Card to earn 50% more Stars at participating Starbucks stores. Conditions apply.  

More Card Benefits and Features

Wherever you're headed on your next trip, travel prepared with:
  • Delayed and Lost Baggage Insurance5: Up to $1,000 of overall coverage per insured person towards the purchase of essentials, like clothes and toiletries, if your baggage is delayed for over 6 hours or lost.
  • Flight/Trip Delay Insurance5: Up to $500 in coverage per insured person if your flight/trip is delayed for over 4 hours.
  • Common Carrier Travel Accident Insurance6: Up to $500,000 of coverage for covered losses while travelling on a common carrier (for example, a bus, ferry, plane or train).
  • Auto Rental Collision/Loss Damage Insurance8: Coverage for up to 48 consecutive days.
  • Emergency Travel Assistance Services9: Help is just a call away. Toll-free access to help in the event of a personal emergency while travelling.
  • Check your TD credit card travel insurance benefits : Learn about what travel insurance benefits are available on your TD credit card with our Credit Card Travel Insurance Verification Tool .
  • Hotel/Motel Burglary Insurance7: Up to $2,500 of coverage per occurrence for eligible personal items stolen from your hotel room that belong to the Cardholder on the Account and eligible family members travelling with the Cardholder.

Review the Benefit Coverages Guide for more details.


  • Save with Avis Rent A car and Budget Rent a Car.
    Use your TD® Aeroplan® Visa Platinum Card to save a minimum of 10% off the lowest available base rates10,11 in Canada and the U.S., and a minimum of 5% off the lowest available base rates10,11 internationally, on qualifying car rentals at participating Avis and Budget locations.
  • Use Apple Pay, Google Pay or Samsung Pay wherever contactless payments are accepted
    Digital Wallets are widely accepted by plenty of shops, restaurants and other retailers, letting you make everyday purchases conveniently and securely with just a tap of your device.
  • TD Payment Plans
    Easily turn purchases of $100 or more into manageable 6, 12 or 18 month Payment Plans. Conditions apply. Learn more.

  • Chip & PIN technology: 
    TD Visa Cards with Chip and PIN technology provides an added level of security through the use of a Personal Identification Number (PIN). A PIN makes it much more difficult for unauthorized users to copy or access the information on your TD Credit Card.
  • Purchase Security and Extended Warranty Protection12:
    You automatically have access to Purchase Security and Extended Warranty Protection, covering eligible new items you’ve purchased with your card, should they be stolen or damaged within 90 days of purchase. If the item comes with a manufacturer’s warranty valid in Canada, you may be entitled to double the warranty period for up to 12 additional months.
  • Visa Secure*:  
    Visa Secure provides you with increased security and convenience when you shop online.
  • Cash Advances:  
    You can access a Cash Advance at over one million ATMs worldwide, at all TD branches and at select financial institutions around the world.
  • Mobile Device Insurance7:
    Up to $1,000 of coverage in the event of loss, theft, accidental damage or mechanical breakdown for eligible mobile devices.
  • Instant Alerts with TD Fraud Alerts13:
    You can automatically receive TD Fraud Alerts to your mobile phone any time we suspect suspicious activity on your TD® Aeroplan® Visa Platinum Card or on any Additional Cardholder Card on your Account. Simply ensure that we have your current mobile phone number listed in your TD Customer Profile. Learn more.
  • Manage your credit card in the TD app:
    Instantly lock your credit card and block international purchases in the TD app. Learn more.
  • Click to Pay:
    Paying online with your TD Visa card is easy, smart and secure. Just click to pay with your TD Visa when you see this icon () where Visa is accepted.

Get access to:

  • Optional travel insurance: Travel Medical Insurance14, Trip Cancellation and Trip Interruption Insurance15
  • Optional TD Auto Club Membership16
  • Optional TD Credit Card Payment Protection Plan17:
    Optional TD Credit Card Payment Protection Plan is designed to help you deal with your TD Credit Card payment obligations in the event of a covered Job Loss, Total Disability, or loss of Life. To learn more about optional TD Credit Card Payment Protection Plan products, call 1-866-315-9069 or visit us online.

Find out more about our credit cards in Canada


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