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Start by opening a new eligible TD Small Business Chequing Account

 
To be eligible for any offer, you must start by opening a new eligible TD Small Business Chequing Account between September 1, 2026 and January 5, 2027 and complete the additional requirements for each offer set out below and meet the offer terms and conditions.

Eligible TD Small Business Chequing Accounts are the TD Business Digital Account, TD Business Essential Account and TD Business Unlimited Account.


  • Offer 1 - New Chequing Account1

    Earn $100 when you open a TD Business Digital Account, or $500 when you open a TD Business Essential Account or TD Business Unlimited Account and complete three of the following within 120 days of opening your new eligible chequing account.

    • Make an Online Bill Payment of at least $50.
    • Send one Interac e-Transfer® of at least $50.
    • Set up a recurring Pre-Authorized Debit.
    • Set up a recurring Direct Deposit.
  • Offer 2 - Savings Account2

    Earn between $200 and $1,000 when you open a new eligible TD Business Savings Account within 30 days of opening your new eligible chequing account and maintain a qualifying deposit in the savings account for 120 days.

  • Offer 3 - Merchant Solutions3

    Earn $600 when you are approved for a new TD Merchant Solutions Account and process at least one credit or debit card payment within 120 days from the new eligible chequing account opening.

  • Offer 4 - Business Line of Credit4

    Earn $200 when you apply and are approved for a Small Business Line of Credit that is activated within 120 days from the date that the new eligible chequing Account was opened.

  • Offer 5 - Business Credit Card5

    Receive a $100 statement credit when you apply and are approved for new TD Business Travel Visa* Card or a TD® Aeroplan® Visa Business Card or a TD Cash Back Visa* Card or a TD Business Select RateTM Visa Card  within 120 days from the date that the new eligible chequing account was opened and make any purchase on the new TD Business Credit Card within 90 days of credit card account opening.


Find your TD Small Business Chequing Account

    • $6 Monthly Account Fee
    • Unlimited Electronic Transactions6
    • Unlimited Deposit Items7 per month 
    • 10 Interac e-Transfers8 included per month
    • No Transaction Fee on Point of Sale (POS) deposits credited to your account9

     

    • $35 Monthly Account Fee 
      • Monthly Account Fee rebated10 when you hold a Daily Minimum Balance of $45,000 throughout the month 
    • 40 Transactions included per month11
    • 50 Deposit Items included per month7
    • 10 Interac e-Transfers8 included per month 
    • Cash deposits12 of $5,000 included per month 
    • No Transaction Fee on Point of Sale (POS) deposits credited to your account9
    • $125 Monthly Account Fee
      • Monthly Account Fee rebated10 when you hold a Daily Minimum Balance of $65,000 throughout the month
    • Unlimited Transactions included per month11
    • Unlimited Deposit Items included per month7
    • Unlimited Interac e-Transfers8 included per month
    • Cash deposits12 of $25,000 included per month
    • No Transaction Fee on Point of Sale (POS) deposits credited to your account9

Does my small business qualify for these offers?

This offer is available to new TD clients, and TD clients who do not already have a TD Small Business Banking chequing account, and who have not received a cash offer related to a TD Small Business Chequing Account in 2025 and 2026.

Frequently Asked Questions

The cash offer(s) associated with Offer 1, 3 and 4 will be deposited to the new eligible TD Small Business Chequing Account no later than 180 days from the opening of that account provided all requirements and conditions continue to be met.

Offer 2 (Savings Account) cash offer will be deposited to the new eligible TD Small Business Chequing Account within 80 days after all the conditions have been met.

Refer to Terms and Conditions for full details


No, to get the $100 or $500 cash offer, you must open a new eligible TD Small Business Chequing Account and meet three of the required actions and meet all other conditions.


No, the cash offer(s) is only available to new TD Small Business Banking Chequing Account clients.


Yes, clients who open an eligible TD Small Business Chequing account online, over the phone or in branch will receive the cash offer for any offer for which you've completed all requirements and met all conditions.


Business banking products and services

  • Whether you're looking to start, grow, or manage your business, TD small business lending solutions include overdraft protection, business credit cards, loans and lines of credit.
  • Benefit from debit and credit card payment processing online, in-person, or on the go. It’s easy to accept payments with Canada's trusted payment processor. 
  • Manage your cash flow by enabling your customers to pay the way they want, process and collect payments quickly, and pay bills and invoices efficiently.


Ways to open an account