TD Business Banking Offers | TD Canada Trust

2026 TD Small Business Banking Offer (Terms and Conditions)

These offers are available for new and existing TD Small Business customers that open a TD Business Digital Account, TD Business Essential Account or a TD Business Unlimited Account, between April 16, 2026, and August 31, 2026, and who do not currently have a TD Small Business Banking chequing account, and who meet the terms and conditions of each offer set out below.

^1.Offer 1: New Chequing Account Offer $100 or $400

You can earn $100 when you open a TD Business Digital Account, or earn $400 when you open TD Business Essential Account or a TD Business Unlimited Account, upon completion of the following requirements, and subject to the terms and conditions below:

a. Open a new TD Business Digital Account, TD Business Essential Account or TD Business Unlimited Account ("New Chequing Account") between April 16, 2026, and August 31, 2026; and

b. Complete any three of the following activities ("Eligible Transactions"), with the New Chequing Account within 120 days of account opening:

Make an Online Bill Payment of at least $50 using TD EasyWeb or the TD app
Send one Interac e-Transfer® of at least $50 using TD EasyWeb or the TD app
Set up a recurring Pre-Authorized Debit, with the pre-authorized debit posted to the New Chequing Account within 120 days of account opening. The recurrence must occur either weekly, biweekly, monthly, or twice per month.
Set up a recurring Direct Deposit, with the first deposit posted to the New Chequing Account within 120 days of account opening. The recurrence must occur either weekly, biweekly, monthly, or twice per month.

Eligibility and Additional Conditions:

This offer is available to new TD Small Business Banking customers or to existing TD Small Business Banking customers that do not already have a TD Small Business Banking chequing account.
Any Eligible Transaction completed in order to meet the offer conditions must be posted to the New Chequing Account within 120 days of account opening.
To receive the applicable cash offer, the New Chequing Account must be open, in good standing, and all conditions must continue to be met at the time of fulfillment.
This offer cannot be used in conjunction with any other offer or discount for the New Chequing Account.
The cash offer will be deposited to the New Chequing Account no later than 180 days from account opening.
This offer is not available to customers who already have an existing TD Small Business Banking chequing account or to any holder of a TD Small Business Banking chequing account that was closed on or after April 16^th, 2026.
This offer is not available to customers who received a cash offer related to a TD Small Business Chequing Account in 2025.
Limit of one offer (Offer 1) per customer.
TD may change, extend or withdraw all or any part of this offer, at any time, without notice or compensation. This offer and the opening of the New Chequing Account is subject to complying with TD Canada Trust eligibility criteria and applicable terms. All account types are Canadian dollar accounts unless otherwise noted.

^2.Offer 2: $200 Cash Small Business Line of Credit Terms and Conditions:

You can earn $200 cash, upon completion of the following requirements, and subject to the terms and conditions below:

1. Open a new TD Business Digital Account, TD Business Essential Account or TD Business Unlimited Account ("New Chequing Account") between April 16, 2026, and August 31, 2026; and

2. Apply and be approved for a TD Small Business Line of Credit that is activated within 120 days from the date that the New Chequing Account was opened.

Eligibility and Additional Conditions:

This offer is available to new TD Small Business Banking customers or to existing TD Small Business Banking customers that do not already have a TD Small Business Banking chequing account.
This offer is not available to customers who already have an existing TD Small Business Banking chequing account or to any holder of a TD Small Business Banking chequing account that was closed on or after April 16^th, 2026.
This offer cannot be combined with any other promotional offer, account or package offering, or pricing request for the Small Business Line of Credit, including but not limited to set-up or monthly fee waivers.
Your application for a Small Business Line of Credit will be reviewed and is subject to approval by TD in accordance with its credit adjudication and other policies and procedures, as well as additional TD terms and conditions.
The cash offer will be deposited to the New Chequing Account no later than 180 days from the opening of the New Chequing Account, provided that each of the Small Business Line of Credit and New Chequing Account remain open and in good standing on the day of the cash offer deposit, with all conditions continuing to be met at the time of fulfillment.
This offer is not available to customers who received a Business Line of Credit cash offer from TD in 2025.
Limit of one offer (Offer 2) per customer. TD may change, extend or withdraw all or any part of this offer, at any time without notice or compensation.
All account types are Canadian dollar accounts unless otherwise noted.

^3.Offer 3: TD Business Credit Card - $100 in Statement Credit

You can receive a $100 statement credit, upon completion of the following requirements:

a. Open a TD Business Digital Account, TD Business Essential Account or TD Business Unlimited Account ("New Chequing Account") between April 16, 2026, and August 31, 2026; and

b Apply and be approved for a new (i) TD^® Aeroplan^® Visa* Business Card or (ii) TD Business Travel Visa* Card or (iii) TD Business Cash Back Visa* Card or (iv) TD Business Select Rate^TM Visa* Card within 120 days from the date the new TD Business Chequing Account is opened,

c. Make any purchase on the New TD Business Credit Card within 90 days of Account opening.

The one-time statement credit offer ("Statement Credit Offer") is available to the Individual Borrower who requested the New TD Business Credit Card only after any purchase is made on the New TD Business Credit Card Account within 90 days of account opening. Additional Cardholders are not eligible for this Statement Credit Offer. You are not eligible for this Statement Credit Offer if you (a) already have a TD Business Credit Card Account open or (b) if you closed any TD Business Credit Card Account within the past 12 months. Product transfers from an existing TD Business Credit Card to a new TD^® Aeroplan^® Visa* Business Card, TD Business Travel Visa* Credit Card, TD Business Cash Back Visa* Card or TD Business Select Rate^TM Visa* Card and/or issuing additional cards does not meet the requirements for this Offer. Transfers from a Personal TD Credit Card to a new TD Business Travel Visa* Card or TD^® Aeroplan^® Visa* Business Card or TD Business Cash Back Visa* Card or TD Business Select Rate^TM Visa* Card will meet the requirements for this Statement Credit Offer. The Statement Credit Offer may be changed, withdrawn (except in Quebec), or extended at any time and cannot be combined with any other offer unless otherwise indicated. This Offer is not transferable. Your New TD Business Credit Card Account must be open, active and in Good Standing at the time the statement credit is awarded. Please allow 8-12 weeks after the conditions are fulfilled for the statement credit to be credited to the new TD Business Travel Visa* Card or TD^® Aeroplan^® Visa* Business Card or TD Business Cash Back Visa* Card or TD Business Select Rate^TM Visa* Card. Closing your New TD Business Credit Card Account or transferring to another TD Credit Card may result in forfeiture of any statement credit not yet awarded.

® The TD logo and other trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.
®Aeroplan is a registered trademark of Aeroplan Inc., used under license.
* Trademark of Visa International Service Association; Used under license.

^4.Electronic Transactions are Transactions that are not Assisted Transactions and include Transactions performed through self-serve channels such as TD App, EasyWeb® TD ATM or EasyLine automated telephone banking. Electronic Transactions exclude Express Deposits.

^5.If you have Deposit Items included as part of your account, this means the Deposit Item Fee will not be charged, up to the number of Deposit Items included as part of your account.

Deposit Items are cheques (including cheque images deposited through TD Remote Deposit Capture and excluding cheque images deposited through TD Mobile Deposit), money orders, drafts and all other clearing items.

For the TD Business Digital Account, where you deposit a Deposit Item through an assisted channel, an Assisted Transaction Fee will be charged (up to 250 Deposit Items is one Assisted Transaction).

^6.If you have included Interac® e-Transfers as part of your account, this means the Interac® e-Transfer Fee is not charged when you send money or request money (if the request is accepted) up to the number of Interac® e-Transfers included as part of your account. The standard Interac® e-Transfer Fee will be charged each time you send money or request money (and the request is accepted), after you have exceeded the included number of Interac® e-Transfers per month for your account.

^7.Debit and credit card deposits credited to your account, as a result of activity through your POS terminal, are not chargeable Transactions (i.e., not subject to a Transaction Fee as described in the Small Business Accounts Service Plans and Related Products document).

⁸Monthly Account Fee will be rebated at the end of the billing month (if eligible). To be eligible for the rebated fee, your end-of-day account balance each day of the billing month must be equal to or greater than the Daily Minimum Balance required for your plan or account type.

⁹If you have included Transactions as part of your account, this means that the Transaction Fee will not be charged when you complete a Transaction, up to the number of Transactions included as part of your account. The standard Transaction Fee will be charged for each Transaction, after you have exceeded the included number of Transactions per month for your account.

Transaction means a withdrawal, debit, transfer or bill payment from your TD Business Banking account or a deposit, credit, transfer or bill payment to your TD Business Banking account. Where a deposit at a TD Canada Trust branch contains multiple Deposit Items (cheques, money orders, drafts, and all other clearing items), up to 250 such items are one Transaction. A Transaction Fee will not be charged for (a) any debit or credit Point-of-Sale Terminal deposits that are electronically credited to a TD Canada Trust Small Business Banking Chequing Account and/or (b) cheque deposits through TD Mobile Deposit. In addition to Transaction Fees, additional charges or fee types may apply to a Transaction including without limitation, Interac® e-Transfer Fee, Deposit Item Fee, Cash Deposit Fee and other Service Fees listed in the Small Business Accounts Service Plans and Related Products document where applicable.

¹⁰Cash Deposits are paper currency and coins, rounded to the nearest dollar. The Cash Deposit Fee is charged after the Cash Deposit amount included as part of your account has been reached. The Cash Deposit Fee for the TD Business Digital Account is calculated as Cash deposit amount * 5/1,000. All other Business Banking deposit accounts are calculated as Cash deposit amount * 2.50/1,000

Earn up to $700

Start by opening a new eligible TD Small Business Chequing Account

Additional terms and conditions apply to each offer.

Find your TD Small Business Chequing Account

TD Business Digital Account

TD Business Essential Account

TD Business Unlimited Account

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2026 TD Small Business Banking Offer (Terms and Conditions)

Earn up to $700

Start by opening a new eligible TD Small Business Chequing Account

Find your TD Small Business Chequing Account

Frequently Asked Questions

When will I get my cash offer?

Can I get the $100 or $400 (Offer 1) by opening a TD Small Business Chequing Account only?

I already have a TD Business Chequing account; am I still eligible for the cash offer(s)?

Am I eligible for these offers if I open the required products by visiting a branch?

Is there a minimum dollar value for the bill payment or the Interac e-Transfer® to qualify for the TD Business Chequing account cash offer?

Business banking products and services

Ways to open an account

Book an appointment

Find an Account Manager