Just arrived in Canada

Welcome to Canada! Read on below to learn how to start banking in Canada or browse our products and services for newcomers.

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How to start banking with us
Understanding your finances
Life in Canada

How to start banking with us

As a newcomer, we understand you have a lot on your mind. Opening a bank account is an important first step when you arrive in Canada. With convenient hours, accessible locations and same-day appointments, it’s simple to walk into your nearest TD branch and get started.

Book an appointment

Banking basics

Here are some of the accounts and services that can help you get settled in:

Chequing accounts

Explore chequing accounts for convenient everyday banking.
Savings accounts

Start saving towards your financial goals
Credit cards

It’s important to start building your Canadian credit history.
Online banking

With TD, it’s easy to pay bills and send money online.

What to bring to TD

Ready to open an account or speak to a banking specialist?

Bring 1 of these documents:

Permanent Resident card
Confirmation of permanent residence (e.g., IMM Form 5292)
Temporary Permit (e.g., IMM Form 1442, 1208, 1102)

And bring 2 of these documents:

Valid passport
Canadian driver’s licence
Government of Canada ID card

Note: Other ID documents may be acceptable or required. Please visit a TD branch for details.

Understanding your finances

TD wants to help you understand your finances. Visit us at a branch, and we’ll answer your banking questions and walk you through your options.

Together, we can explore convenient features like TD MySpend, the TD app, TD Mobile Deposit, Direct Deposit, Apple Pay, Google Pay & Samsung Pay We help make it easy for you to pay bills, send money and manage your accounts on the go. See how.

Building credit in Canada

A good credit score is important if you want to borrow money to buy a house or a car, or to make any other big purchases. It can also help you qualify for phone and internet services, and rental unit.

Establish good credit by paying your bills on time and avoid exceeding your credit limit. It can help you get lower interest rates in the future.

Find out more

Manage your finances

Whatever your financial goals are, we can help you come up with a plan you can feel confident about.

Start investing

Learn about the basics of investing in Canada and start putting your money to work.

Start investing Learn more
Protect your finances

Learn how to prepare for the unexpected by protecting your finances today.

Protect your finances Find out how

We want to help you bank confidently

Digital confidence can help you connect with your community

See how TD employees use technology to build connected communities. As former newcomers, they now help others settle in.
From newcomer to mentor

See how we’re celebrating the impact volunteers like Rizwan Kalim can have in our communities.
How to spot the Canada Revenue Agency (CRA) scam

Protect your finances. Be aware of this common phone scam that often targets new Canadians.

How one program helps Canadians handle a mid-career job switch

The Spanning the Gaps program welcomes 70 part-time students to learn about writing and math each year.
Helping close the underemployment gap for skilled new Canadians

The Ready Commitment and the TD Ready Challenge are working to help bridge the underemployment gap.
What the red envelope taught me about spending

Attitudes towards money are often shaped by our family and culture. Here’s what you can learn from this Chinese tradition.
Lines of credit in Canada

Learn about the different types of lines of credit and how to choose one that could be right for you.
Learn about secured lines of credit

A TD Investment Secured Line of Credit uses your investments as security so you may be able to borrow at a lower rate.

More resources for newcomers

Banking products for newcomers

Explore chequing accounts, savings accounts, credit cards and mortgages.

Banking products for newcomers See products
Move your money

We make it easy to send money to over 200 countries and territories with Western Union^® Money Transfer^SM.

Move your money See how it works
Ways to bank with TD

Bank online, in person or by phone. Plus, use the TD app for convenient banking on the go.

Ways to bank with TD Learn more

Get in touch

Book an appointment

Speak with a banking specialist in person at the branch closest to you.

Book an appointment Book now
Locate a Branch

Find TD branches wherever you go in Canada.

Locate a Branch Locate a Branch
Call us

Speak with a banking specialist anytime, anywhere.

1-866-222-3456 1-866-222-3456

Just arrived in Canada

We speak your language

How to start banking with us

Banking basics

What to bring to TD

Understanding your finances

Building credit in Canada

Manage your finances

Start investing

Protect your finances

We want to help you bank confidently

Digital confidence can help you connect with your community

From newcomer to mentor

How to spot the Canada Revenue Agency (CRA) scam

How one program helps Canadians handle a mid-career job switch

Helping close the underemployment gap for skilled new Canadians

What the red envelope taught me about spending

Lines of credit in Canada

Learn about secured lines of credit

More resources for newcomers

Banking products for newcomers

Move your money

Ways to bank with TD

Get in touch

Book an appointment

Locate a Branch

Call us

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