Personal Investing Plans and Products

Personal Investing

Whether you’re saving or investing for retirement, your child’s education or to buy a house, we have a range of registered and non-registered accounts to help you achieve your goals.

Choose an investment account and product that is right for you.

Registered Accounts & Plans

Our registered plans and accounts offer tax advantages to help you save and invest. View our TFSA,  FHSA,  RRSP,  RESP,  RRIF, and  RDSP options.

Explore registered accounts
Investing Products

Discover how our  GICs  and  Mutual Funds  could benefit you.

Our range of TD GICs and TD Mutual Funds are available to help you achieve your investing goals.

Explore investing products

How to invest?

When you break it down, you can start investing and working towards your financial goals.

1

Set a goal

The TD Goal Builder tool and a TD Personal Banker can help you set and reach your financial goals. Explore TD Goal Builder
2

Choose a registered plan or non-registered plan

Pick from a variety of registered and non-registered investment options. Some plans include the RRSP, TFSA, FHSA and more. Find a plan that is right for you.
3

Choose the products you want to invest in 

Our GIC and Mutual Fund products could help you grow your savings and reach your financial goals sooner. Our TD Mutual Fund Representatives are here to help you. 
4

Make your first deposit

Deposit the money into your account online using EasyWeb or the TD app, in-person or over the phone. Start here to learn more on depositing funds.

Investing advice

Investing 101: Investing Basics

Put your money to work and it could help you reach your financial goals. Learn the fundamentals and feel confident investing for the future.

Watch now

Saving vs. Investing: What's the difference?

Understanding the differences between saving and investing can help you decide how to reach your financial goals.
What’s the difference between a FHSA, a TFSA and an RRSP?

Here’s a quick explainer to help you understand how FHSA differs from TFSA and RRSP.
Should I keep cash or invest?

Here are some occasions where you may want to consider putting your cash into an investment.

Learn about Investing

Tools and Calculators

Compound Interest Calculator

Find out how your investments could grow over time using the power of compound interest.
TFSA Calculator

See how investing in a TFSA can help grow your money, tax-free, compared to a non-registered account.
Retirement Calculator

Find out how much you'll need to save to retire the way you want.

Frequently asked questions

The amount of money you need to invest depends on your financial goals and minimum product contribution limits.

The good news about long-term investing is that smaller amounts add up over time, thanks to compounding interest (that’s when your money earns interest on the initial investment and previous earned interest). When investing in TD registered accounts, such as an RRSP, you can contribute as little as $50 per month. However, some investment products may require a higher minimum amount.

TD Personal Bankers have tools, such as the TD Goal Builder, that helps you determine how much you should invest to meet your specific goals.

Guaranteed Investment Certificates (GICs) and Mutual Funds are two investments to consider.
A GIC is a secure way to grow your money since it offers 100% principal protection with the potential for a return on your investment.
Mutual Funds pool money from many different investors to invest in stocks and bonds. They offer professional management and diversification.

Discover other investment options

Invest on your own

Whether you’re a beginner or an experienced investor, we have the tools, resources and insights to help you invest like a pro at TD Direct Investing.
Wealth advice

Wealth Advice offers personalized wealth strategies and solutions if you have a minimum investment of CDN $100,000.
Precious metals

Consider buying Gold, Silver or Platinum to diversify your portfolio with some of the world's most valuable commodities.

Ready to invest?

Book an appointment

Meet with a TD Personal Banker in person, online or by phone.

Book an appointment Book now
Give us a call

Our TD Personal Bankers are ready to answer your questions and help you get started.

1-800-386-3757 1-800-386-3757
Locate a branch

Use our branch locator tool to find a branch near you.

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We’ll help you save and invest for the future