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Home / New to Canada / Personal Investing
What is Investing?
Investing is when you buy and hold investment products with the expectation of growing your money. At TD, we want to help you build your personal investment strategy, which is why we have advice, tools and services to help you reach your specific financial goals.
Why investing is important for newcomers
Investing is a great way to help you achieve your financial goals in Canada for you and your family. With the right investing strategy, TD can help you grow your money for long-term goals like buying a home, retirement, or any other long or short-term financial goals you may have.
Looking to get started?
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Investing products
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Registered plans
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Ways to invest
Investing products for newcomers
We have investment products to help you reach your short- or long-term financial goals. Our TD Personal Bankers can provide you with the support and guidance to help you understand your options, find investments suitable for you, and help you map out a path towards reaching your financial goals with confidence.
Not sure what investment is best for you?
Registered plans available to newcomers
Invest in a registered savings plan that matches your financial goals. Choose from multiple registered plans to help you save, grow and achieve your short- and long-term financial goals faster.
Different ways to invest for newcomers
Investing doesn't have to be complicated. If you're a do-it-yourself investor, we have financial tools and services to help you make the right decisions. Our TD Personal Bankers can provide guidance, to help you understand your options and provide advice to help you map out a path towards achieving your financial goals.
Alternatively, depending on the complexity of your planning needs and investible assets, you can also seek advice from our Wealth advisors to help develop a strategy, create a financial plan and to help you reach and achieve your financial goals.
Investing advice for newcomers
Frequently asked questions
It's important to consider the full state of your financial situation before investing. That means breaking down your budget to understand how much money you can afford to put towards investments. You'll also want to get a full understanding of your financial goals, investment objectives, how long you'd like to invest for and what your risk tolerance is.
TD has Personal Bankers that can help you select the personal investments to reach your financial goals or Wealth Advisors to develop a personalized wealth strategy and solutions to help meet your financial milestones.
A good investment for beginners completely depends on factors like your risk tolerance and time horizon. If you're unsure which investment product and plan you'd like to get started with, book an appointment with a TD Personal Banker online or in-branch. Start with a TD Goal Builder conversation for one-on-one personalized advice with a TD Personal Banker to help you work toward your financial goals.
Minimum investment amounts can vary based on the type of investment product you want to get. For example, if you're looking to invest in mutual funds some funds have a minimum initial purchase amount of $100. To find out more information, speak to a TD Personal Banker who will provide advice and help select investments which may suit your financial goals.
The risk involved in investing is the possibility of losing some or all of the money you've invested. Although there is no way to avoid risk, there are some ways you can minimize the risk you take.
A TD Personal Banker can help you determine suitable investments that work best for you based on your goals and personal needs. You should invest in products that you feel confident holding to reach your financial goals.
Common next steps for newcomers to Canada
Get in touch
Speak with a TD Personal Banker