² Offer ends November 27, 2023. The value of up to $1,000 could be earned in the first year of Account opening and is based on the combined value of:

$189: Annual Fee Rebate for the Primary ($139) and first Additional Cardholder ($50) for the first year;

$100: TD Travel Credit on your first Eligible Travel Credit Purchase of $500 or more made through Expedia For TD;

$50:TD Rewards Birthday Bonus equal to 10% of the number of TD Rewards Points earned while using the TD First Class Travel Visa Infinite* card over the 12 months preceding the Primary Cardholder’s birthday, up to a maximum of 10,000 TD Rewards Points (travel value at Expedia For TD of up to $50). Previously earned points on other Rewards Cards, Acquisition Bonus Points, or other Promotional Rewards Points earned do not count towards your Birthday Bonus;

$120: The value up to $120 could be earned in the first 12 months of an Uber One membership, based on the value of $9.99 plus applicable taxes for the monthly cost of an Uber One subscription times 12 months. $575: 115,000 TD Rewards Points earned based on the following requirements: Welcome Bonus of 20,000 TD Rewards Points earned when you make your first Purchase with your Card (travel value at Expedia For TD of $100);

Additional Bonus of 95,000 TD Rewards Points earned when you spend $5,000 within 180 days of Account opening (travel value at Expedia For TD of $400);

Every 200 TD Rewards Points redeemed through Expedia For TD are worth $1 in travel savings

³ Account must be approved by November 27, 2023. Welcome Bonus of 20,000 TD Rewards Points ("Welcome Bonus") will be awarded to the TD First Class Travel® Visa Infinite* ("Account") only after the first Purchase is made on the Account. To receive the additional 95,000 TD Rewards Points ("Additional Bonus"), you must make $5,000 in Purchases on your Account, including your first Purchase, within 180 days of Account opening. Rebate of the Annual Fee is only for the first year for the Primary Cardholder and the first Additional Cardholder added to the Account. To receive the first-year annual fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the first Additional Cardholder Annual Fee Rebate, you must add your first Additional Cardholder by November 28, 2023. Annual Fee Rebates will be applied within 2 monthly statements from the date of the statement with the first Annual Fee charge. The Primary Cardholder is responsible for all charges to the Account, including those made by any Additional Cardholder. Offer may be changed, withdrawn (excluding Quebec), or extended at any time and cannot be combined with any other offer unless otherwise indicated. This offer is not available to customers who have activated and/or closed a TD First Class Travel® Visa Infinite* Account in the last 12 months. We reserve the right to limit the number of Accounts opened by and the number of TD Rewards Points awarded to any one person. Your Account must be in good standing at the time the Welcome Bonus points and Additional Bonus points are awarded. Please allow 8 weeks after the conditions for each offer are fulfilled for the Welcome Bonus TD Rewards Points to be credited to your TD Rewards Account.

⁴ TD Rewards Points must be redeemed in minimum 200-point increments for travel purchases charged to your Card that are booked online or by phone through Expedia For TD. For travel purchases charged to your Card that are not booked through Expedia For TD, TD Rewards Points must be redeemed in minimum increments of 200 or 250 points.

⁵ Earn 2 TD Rewards Point (“Standard Rebate”) on every $1 on all other Purchases (“Other Purchases”) charged to your TD First Class Travel® Visa Infinite* Card Account (“Account”). Any returned items, refunds, rebates or other similar credits will reduce or cancel the TD Rewards Points earned on the original Purchase. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional service, refunds, rebates or other similar credits do not earn TD Rewards Points. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.

⁶ Earn 8 TD Rewards Points for every $1 in Purchases of travel made online through Expedia For TD or travel made by phone through Expedia For TD (“Phone Travel Purchases”) (“Online Travel Purchases”) and charged to your TD First Class Travel® Visa Infinite* Card Account (“Account”). Any returned items, refunds, rebates or other similar credits will reduce or cancel the TD Rewards Points earned on the original Online Travel Purchase. Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional service, refunds, rebates or other similar credits do not earn TD Rewards Points. Other Conditions: Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.

⁷ Earn 6 TD Rewards Points for every $1 in Purchases of eligible groceries (“Grocery Rate”) and for every $1 in Purchases at eligible restaurants including fast food restaurants (“Restaurant Rate”). Earn 4 TD Rewards Points (“PAP Rate”) for every $1 in payments made on a monthly or other regularly recurring basis for merchant bills, including eligible insurance premiums, magazine/newspaper/online streaming subscriptions, membership fees and telecommunication fees that are set up by the merchant with your consent to be automatically charged to your TD First Class Travel® Visa Infinite* Card (“Account”) and that are classified through the Visa network as “recurring payments” (“Pre-Authorized Payments”). The above earn rates are only available to a $25,000 maximum net annual spend in the applicable category (“$25,000 Cap”). Once the $25,000 Cap has been reached in the applicable category then any further Grocery Purchases, Restaurant Purchases, or Pre-Authorized Payments made on the Account will only earn TD Rewards Points at the standard earn rate of 2 TD Rewards Points per $1 that applies to all other Purchases on the Account as set out in your TD Rewards Program Terms & Conditions (“Standard Rate”). Each of the Grocery Rate, Restaurant Rate and the PAP Rate is in place of, and not in addition to, the Standard Rate. Merchant Category Codes: To earn the Grocery Rate and/or the Restaurant Rate, the applicable Purchases must be made at merchants classified through the Visa network with a Merchant Category Code (“MCC”) that identifies them in the “grocery stores”, “restaurants” or “fast food” category (MCCs 5411, 5812 and 5814 only). Some merchants may (i) sell groceries or grocery items; (ii) provide restaurant service or sell fast food; or (iii) have separate merchants located on their premises that also sell groceries or grocery items, or provide restaurant service or sell fast food; but may not be classified with a grocery, restaurant or fast food MCC and such Purchases will not earn the Grocery Rate or Restaurant Rate, as applicable. If you have questions about the MCC that applies to a Purchase, contact TD at 1-800-983-8472. Other Conditions: Fees, Cash Advances (including Balance Transfers, Cash-Like Transactions and TD Visa Cheques), interest charges, optional service, returned items, refunds, rebates, or other similar credits do not earn TD Rewards Points. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer.

⁸  Expedia For TD is operated by Expedia, Inc. at tdrewards.com and 1-877-222-6492. The Toronto-Dominion Bank and its affiliates are not responsible for any of the services and products offered/provided by Expedia, Inc.

⁹  Underwritten by TD Life Insurance Company. Medical and claims assistance, claims payment and administrative services are provided by our Administrator. Benefits, features and coverages are subject to conditions, limitations and exclusions, including a pre-existing condition exclusion, that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement. The day of departure from and the day of return to your province or territory of residence each count as one full day. 21-day coverage if you're under 65 and 4-day coverage if you're 65 or older. Note that this insurance offers different benefits, with different terms and conditions, than the optional Travel Medical Insurance that may be medically underwritten and is available to all TD customers, which you may be eligible to top-up with.

¹⁰  Underwritten by TD Life Insurance Company (for medical covered causes) and TD Home and Auto Insurance Company (for non medical covered causes). To be eligible for this insurance, your trip must be paid for in full using your TD Credit Card and/or TD Points. Benefits, features and coverages are subject to conditions, limitations and exclusions, including a pre-existing condition exclusion, that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement, which can be found at tdcanadatrust.com/agreements. Note that this insurance offers different benefits, with different terms and conditions, than the optional Trip Cancellation and Trip Interruption Insurance that is available to all TD customers..

¹¹  Each year, you will receive a TD Rewards Birthday Bonus (“Birthday Bonus”) on your TD First Class Travel® Visa Infinite* Account, equal to 10% of the total number of TD Rewards Points earned over the 12 months preceding the Primary Cardholder’s birthday, to a maximum Birthday Bonus of 10,000 TD Rewards Points. For the first year, we will only award the TD Rewards Birthday Bonus based on the TD Rewards Points earned from October 30, 2022, to your next birthday.