Home / Mortgages / TD Mortgage Offer

Take advantage of our special TD Mortgage offer

Get a cash bonus of up to $4,100¹ when you apply for and fund a new TD Mortgage or TD Home Equity FlexLine with a Term Portion by December 31, 2024. If you are switching from another financial institution, you're also eligible.

This offer can be changed, extended or withdrawn at any time by TD Canada Trust.

Cash Bonus Amounts


Mortgage or Term Portion Principal Amount*	Cash Bonus
$1,000,000.00+	$4,100
$750,000.00 - $999,999.99	$3,100
$500,000.00 - $749,999.99	$2,100
$300,000.00 - $499,999.99	$1,100
$100,000.00 - $299,999.99	$500

*Qualifying amount does not include funds used to pay existing TD Mortgage or TD Home Equity FlexLine debts.

How to get a cash bonus

Step 1: Apply and fund your TD Mortgage or set up your TD Home Equity FlexLine with a Term Portion by December 31, 2024.

Choose a TD Mortgage or a Term Portion that:

Has a minimum three-year closed to prepayment term,
Has a new principal amount of $100,000 or more and,
Is for a new purchase, a refinance, or switching a mortgage to TD.

Step 2: To obtain the cash bonus, complete the following before your TD Mortgage is funded or your TD Home Equity FlexLine with a Term Portion is set up.

If you choose a TD Mortgage:

Set up automatic payments. To qualify for this offer, the pre-authorized debit payments for your TD Mortgage need to be debited from your TD Chequing or Savings Account.

The cash bonus will be deposited directly to your TD Pre-Authorized Debit Account within 60 days of the TD Mortgage being funded.
If you choose a Term Portion on a TD Home Equity FlexLine:

The term portion of the TD Home Equity FlexLine must be programmed within 5 calendar days of account opening.

The cash bonus will be deposited directly to your TD Home Equity FlexLine Revolving Portion within 60 days of the TD Home Equity FlexLine Term Portion being set up.