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Home / Canadian Credit Cards / Get The Most Out of My Credit Card / Pre-Authorization Debit (PAD)
Pre-Authorized Debit for your TD Credit Card
TD's Pre-Authorized Debit (PAD) gives you the flexibility to pay your TD Credit Card automatically from your TD bank account or from another Canadian financial institution.
For added convenience, you can choose to make a minimum monthly payment or pay the full statement balance on the due date.
How to set up a Pre-Authorized Debit for your TD Credit Card
Getting started is easy. Depending on who you bank with and which Credit Card you use, you can quickly set up, change or cancel your Pre-Authorized Debit. This can be done through an online TD PAD form (where eligible), by mail or fax. Here’s how.
Frequently Asked Questions
For added convenience, after you open your account, you can have your TD Credit Card payments automatically withdrawn from your bank account at any Canadian financial institution. Simply choose to have a minimum monthly payment or the full statement balance withdrawn from a personal chequing or savings account on the due date.
To set up, change or cancel an automatic payment from your TD Canadian Dollar chequing or savings account, complete the online TD PAD form.
To set up, change or cancel an automatic payment from another Canadian financial institution account, download and complete the Pre-Authorized Debit (PAD) Agreement, and mail or fax it to TD as indicated on the form.
Business TD Canadian Credit Card
To set up, change or cancel an automatic payment from your TD Canadian Dollar chequing or savings account or another Canadian financial institution, download and complete the Pre-Authorized Debit (PAD) Agreement, and mail or fax it to TD as indicated on the form.
A Pre-Authorized Payment (PAP) allows you to arrange automatic monthly payments from your TD Credit Card Account to pay a regularly recurring bill from a merchant.
A Pre-Authorized Debit (PAD) allows you to arrange automatic monthly payments to pay your TD Credit Card Account from your deposit account at any Canadian Financial Institution.