Compare Bank Accounts

At TD, we offer various types of bank accounts to help you achieve your financial goals. Use the Account Comparison tool to understand the differences between the features, fees and more when choosing a bank account. The tool allows you to get more information on each Chequing or Savings account so you can select the one that's right for you.

To get started, simply click on the plus (+) sign below.

Special offer
Secure Open account
Secure Open account
Secure Open account
Secure Get account
secure Open account
secure Get account
Special offer
secure Open account
Secure Open account
Special offer
secure Open account
secure Get account

Monthly Fee

$29.95
$22.45 for seniors (60 years or older)

$10.95
$8.20 for seniors (60 years or older)

$0

$0

$3.95 18

$0

$16.95
$11.95 for seniors (60 years or older)

$4.95 U.S., or
$1.95 U.S. if you also have a TD All-Inclusive Banking Plan

$0

$0

Minimum monthly balance for fee rebate

$5,0001

$3,000 1

N/A

N/A

N/A

N/A

$4,0001

$3,000 U.S. 1

N/A

N/A

Minimum monthly balance for fee waiver

N/A

N/A

U.S.$1,50012

N/A

N/A

$25,000 2

N/A

N/A

N/A

N/A

Transactions included per month

Unlimited3

253

N/A3

13

123,4

03

Unlimited3

Unlimited3

Unlimited transactions3

03

Transaction Fee

No additional fee3

$1.25 each3

$1.25 U.S. each3

$3 each3

$1.25 each3

$5 each3

No additional fee3

N/A3

No Additional fee3

$5 each3

What You Get

  • Annual Fee rebated for your choice of one of five select TD Credit Cards5
  • Free Interac e-Transfer®3
  • Free Interac e-Transfer®3
  • Transfer funds between your TD Canada Trust Canadian and U.S. Dollar accounts online through EasyWeb Online banking or using the TD app
  • Earn interest on every U.S. dollar. Interest calculated daily on every U.S. dollar13
  • Earn interest on every dollar, calculated daily
  • Unlimited free transfers to your other TD deposit accounts7
  • 12 transactions per month3 including 2 full serve transactions per month.4
  • High Interest rate11 on balances of $5,000 or more.
  • No transaction fees3, non-TD ATM fees in Canada6, and fees for paper statement or passbook with $25,000 minimum monthly balance2
  • No TD fee for using Non-TD ATMs in Canada6
  • Free Interac e-Transfer®3
  • First year annual fee rebated for your choice of one of five select TD credit cards (up to $139)10
  • Preferred foreign exchange rates on U.S. Dollars (up to $25,000 U.S.)19, and competitive rates on over 50 foreign currencies
  • Annual $39 U.S. fee rebated on a TD U.S. Dollar Visa* Card5
  • No monthly fee
  • No transfer fee to send money using Interac e-Transfer®3
  • High interest rate11 on balances of $10,000 or more
  • Unlimited free online transfers to your other TD deposit accounts8

TD Free Features

  • TD Mobile Deposit
  • TD app
  • EasyWeb Online banking
  • TD MySpend
  • TD Mobile Deposit
  • TD app
  • EasyWeb Online banking
  • TD MySpend
  • TD Mobile Deposit
  • TD app
  • EasyWeb Online banking
  • Paperless record keeping or online statements
  • TD Mobile Deposit
  • TD app
  • EasyWeb Online banking
  • TD MySpend
  • TD Mobile Deposit
  • TD app
  • EasyWeb Online banking
  • TD MySpend
  • TD Mobile Deposit
  • TD App
  • EasyWeb Online banking
  • TD MySpend
  • TD Mobile Deposit
  • TD app
  • EasyWeb Online banking
  • TD MySpend
  • TD Mobile Deposit
  • TD app
  • EasyWeb Online banking
  • Paperless record keeping or
    online statements
  • TD Mobile Deposit
  • TD app
  • EasyWeb Online banking
  • TD MySpend
  • TD Mobile Deposit
  • TD app
  • EasyWeb Online banking
  • TD MySpend

Non-TD ATM Fee (in Canada)

No additional fee9

$2.00 each9

N/A14

$2.00 each9

$2.00 each9

$2.00 each9

No additional fee9

N/A14

$2.00 each9

$2.00 each9

Foreign ATM Fee (in U.S., Mexico)

No additional fee9

$3.00 each9

N/A14

$3.00 each9

$3.00 each 9

$3.00 each9

$3.00 each9

N/A14

$3.00 each9

$3.00 each9

Foreign ATM Fee (in any other foreign country)

No additional fee9

$5.00 each9

N/A14

$5.00 each9

$5.00 each 9

$5.00 each9

$5.00 each9

N/A14

$5.00 each9

$5.00 each9

Features for all TD personal accounts


Bank Account FAQs

There is no limit to how many bank accounts you can have. Many people like to start with both a Chequing and Savings account. That way they can use the chequing account for regular expenses while contributing to the savings account to achieve their financial goals.


You can open any TD Chequing or Savings account without an initial deposit. However, it's best to fund your account so when you set-up recurring pre-authorized debit payments you can avoid overdraft and/or earn interest.


When choosing a bank account, there are multiple factors to consider. Here are some considerations:

  • The number of transactions you need per month
  • Minimum monthly balance to waive select fees
  • Interest rates
  • Is the account for day-to-day banking needs or saving?
  • Cost of Interac e-Transfer® transactions

To help you understand the different chequing and savings accounts, the Discovery tool can help you see the different features so you can feel confident choosing the right account for you.


Your savings can help you achieve financial goals. That's why it's important formulate a plan. TD advisors can help you understand the different savings options and help identify ways to save towards achieving your goals. And, paired with the TD app, use TD MySpend to keep track of your monthly spending and help improve your spending and saving habits.


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