Offer 1: Chequing Account $400 Cash Terms and Conditions
† The $400 cash offer is available to Canadian residents that do not have an existing TD Chequing Account, that are the age of majority at time of account opening in their province or territory who:
(a) Open a TD Unlimited Chequing Account or TD All-Inclusive Banking Plan between June 4, 2024, and October 31, 2024.
(b) Complete any two of the following with the New Chequing Account:
1. Set up a recurring Direct Deposit from their employer, pension provider or the Government with the first deposit posted to the New Chequing Account before January 10, 2025. The Direct Deposit must occur either weekly, biweekly, monthly, or twice per month.
2. Make an Online Bill Payment through TD EasyWeb or the TD app, minimum $50 before January 10, 2025.
3. Set up a recurring Pre-Authorized Debit, minimum $50 with the first Pre-Authorized Debit posted to the New Chequing Account before January 10, 2025. Pre-Authorized Debit must occur either weekly, biweekly, monthly, or twice per month. Learn more about Pre-Authorized Debit.
Whether or not a recurring Direct Deposit is acceptable for this offer is subject to our approval.
The following are not eligible for the $400 cash offer:
1. Customers who already have a TD Chequing Account that was closed on or after June 4, 2023; or
2. Customers who received any Chequing Account offers from TD in 2021, 2022, 2023; or
3. TD staff members or any TD customers who have a joint account with a TD staff member.
For any New Chequing Account that is a joint account, at least one account holder on the New Chequing Account must meet the eligibility requirements. Limit of one $400 cash offer per New Chequing Account. Limit of one $400 cash offer per customer.
The $400 will be deposited to the New Chequing Account within 12 weeks after all required conditions have been met, provided that the New Chequing Account is still open, in good standing, with all conditions continuing to be met. The monthly fee for the New Chequing Account cannot have been waived or rebated for any reason, other than maintaining the minimum monthly balance, receiving a seniors' rebate, or receiving the New to Canada 12-month fee waiver on the TD Unlimited Chequing Account, and the type of account cannot have changed, before the $400 is deposited into the New Chequing Account.
We can change, extend, or withdraw the $400 cash offer at any time, and it cannot be used in conjunction with any other offer or discount for the same product, except the TD New to Canada Banking Package. All amounts are in Canadian dollars unless otherwise noted. Other conditions may apply.
For information about transactions and a complete list of account fees, see About Our Accounts and Related Services.