$450 Chequing Account Promotion and Offer | Unlimited Chequing Account

New to TD Chequing Program

Chequing Account $450 Cash Terms and Conditions

^†The $450 cash offer is available to Canadian residents that do not have an existing TD Chequing account, that are the age of majority at time of account opening in their province or territory who:

Receive this offer directly from TD;
Open a TD Unlimited Chequing Account or TD All-Inclusive Banking Plan between February 1, 2024 until October 31, 2024 (the "New Chequing Account")
Complete any two of the following with the New Chequing Account:
1. Set up a recurring Direct Deposit from their employer, pension provider or the Government with the first deposit posted to the New Chequing Account within 90 days of opening the new chequing account. The Direct Deposit must occur either weekly, biweekly, monthly, or twice per month.
2. Make an Online Bill Payment through TD EasyWeb or the TD app, minimum $50 within 90 days of opening the new chequing account.
3. Set up a recurring Pre-Authorized Debit, minimum $50 with the first Pre-Authorized Debit posted to the New Chequing Account within 90 days of opening the new chequing account. Pre-authorized Debit must occur either weekly, biweekly, monthly, or twice per month. Learn more about Pre-authorized Debit.

Whether or not a recurring Direct Deposit is acceptable for this offer is subject to our approval.

The following are not eligible for the $450 cash offer:

Customers who already have a TD Chequing account that was closed on or after November 1, 2022; or
Customers who received any Chequing account offer from TD in 2021, 2022, 2023 or TD staff members or any TD customer who has a joint account with a TD staff member.
Customers that did not receive the offer directly from TD

For any New Chequing Account that is a joint account, at least one account holder on the New Chequing Account must meet the eligibility requirements. Limit of one $450 cash offer per customer per New Chequing Account.

The $450 will be deposited to the New Chequing Account within 12 weeks after all required conditions have been met, provided that the New Chequing Account is still open, in good standing, with all conditions continuing to be met. The monthly fee for the New Chequing Account cannot have been waived or rebated for any reason, other than maintaining the minimum monthly balance, receiving a seniors' rebate, or receiving the New to Canada 12-month fee waiver on the TD Unlimited Chequing Account, and the type of account cannot have changed, before the $450 is deposited into the New Chequing Account.

We can change, extend, or withdraw the $450 cash offer at any time, and it cannot be used in conjunction with any other offer or discount for the same product, except the New to Canada Banking Package. All amounts are in Canadian dollars unless otherwise noted. Other conditions may apply.

For information about transactions and a complete list of account fees, see About Our Accounts and Related Services.

¹ Minimum monthly balance indicated must be maintained at the end of each day in the month

² For more information about transactions and a complete list of account fees, click here for Account and Other Related Service Fees. For information on our general services, please view our General List of Services.

³ Subject to credit approval. First-year Annual fee discount applies only to the Primary Cardholder for your choice of a new (to you) TD Credit Card from one of the following – TD® Aeroplan® Visa Infinite* Card, TD® Aeroplan® Visa Platinum* Card, TD First Class Travel Visa Infinite Card, TD Platinum Travel Visa Card or TD Cash Back Visa Infinite Card, provided you maintain a TD Unlimited Chequing Account in good standing for the first year. All other fees and charges applicable to the selected and approved TD Credit Card Account continue to apply.

⁴ You may pay a fee to the ATM provider, and for foreign currency withdrawals at an ATM outside of Canada you will pay the foreign exchange related fee

⁵ Subject to credit approval. Annual Fee rebate applies only for the Primary Cardholder of one of the following new (to you) TD Credit Cards - TD® Aeroplan®Visa Infinite* Card, TD® Aeroplan® Visa Platinum* Card, TD First Class Travel Visa Infinite* Card, TD Platinum Travel Visa* Card or TD Cash Back Visa Infinite* Card, and for one Authorized User Card for the same TD Credit Card Account for as long as the All-Inclusive account remains open and in good standing. All other fees and charges applicable to the selected and approved TD Credit Card Account continue to apply.

⁶ The TD app and the TD MySpend app are free to download, however standard wireless carrier message and data rates may apply.

⁷ You are responsible for ensuring the mobile phone number we have on file is accurate and notifying us of any changes. We will send the TD Fraud Alert text message instantly upon detection of suspicious activity; however, receipt of the text message may be delayed or prevented due to a variety of factors such as technology failures, service outages, multiple third party involvement. TD Fraud Alert text messages will only be sent to customers who have a Canadian mobile phone number and a Canadian mailing address in their TD customer profile.

⁸ Cheques must be drawn on a Canadian financial institution. Cheques payable in Canadian currency must be deposited to an eligible Canadian dollar account and cheques payable in U.S. currency must be deposited to an eligible U.S. dollar account.

®Interac e-Transfer is a registered trade-mark of Interac Corp. Used under licence.

You could get $450^† when you start by opening a TD Unlimited Chequing Account

Thank you for being our customer

How to get the $450^† Offer:

Ready to get this offer?

TD Unlimited Chequing
Account

Frequently Asked Questions

Features for all TD chequing accounts

TD MySpend

TD Fraud Alerts

TD Mobile Deposit

Earn 50% more Stars at Starbucks

See you in a bit

TD Unlimited Chequing Account Additional Offer

TD ePremium Savings Account

Overdraft Protection
($50 bonus offer^∞)

Select the TD Unlimited Chequing Account and view bonus offers

TD All-Inclusive Banking Plan Additional Offer

ePremium Savings Account

Overdraft Protection
($50 bonus offer^∞)

Select the TD All-Inclusive Banking Plan and view bonus offers

You could get $450† when you start by opening a TD Unlimited Chequing Account

Thank you for being our customer

How to get the $450† Offer:

Ready to get this offer?

TD Unlimited Chequing Account

Frequently Asked Questions

When will I get my Cash offer?

Can I get the Cash offer if I open my account in Branch?

I already have a TD Chequing account, am I still eligible for the Cash offer?

Is there a minimum dollar value for the bill payments to qualify for the Cash offer?

Features for all TD chequing accounts

TD MySpend

TD Fraud Alerts

TD Mobile Deposit

Earn 50% more Stars at Starbucks

TD ePremium Savings Account

Overdraft Protection ($50 bonus offer∞)

ePremium Savings Account

Overdraft Protection ($50 bonus offer∞)

You could get $450^† when you start by opening a TD Unlimited Chequing Account

How to get the $450^† Offer:

TD Unlimited Chequing
Account

Overdraft Protection
($50 bonus offer^∞)

Overdraft Protection
($50 bonus offer^∞)