OUR STRATEGY

Proven Business Model

We are deeply committed to sustaining the trust of those we serve.

  • Three core principles of our Risk Appetite

    We take risks required to build our business, but only if those risks:

    1
    Fit our business strategy
    and can be understood and managed

    2
    Do not expose the enterprise
    to any significant single loss events; we don’t “bet the bank” on any single acquisition, business or product

    3
    Do not risk harming the TD brand

  • We have diversification, scale, and a unique footprint

    $8.8 billion

    2024 Reported Earnings

    $14.3 billion

    2024 Adjusted Earnings1

    2,192

    Retail locations in North America

    32

    Cities worldwide in which TD Securities operates

    684

    Cities across North America and seven cities globally in which TD Wealth is located

  • We have a strong balance sheet and capital position

    (Financial information as at October 31, 2024)

    $2.1 trillion

    Assets

    $1.3 trillion

    Deposits

    13.1%

    CET1 Ratio2

    138%

    Liquidity Coverage Ratio2

    1.39%

    Return on Risk-Weighted Assets3

2024 Snapshot

  • NET INCOME

    available to common shareholders (millions of Canadian dollars)

         Reported         Adjusted1

    TD’s 5-year CAGR

    -6.2% Reported

    3.1% Adjusted1

  • DILUTED EARNINGS PER SHARE (EPS)

    (Canadian dollars)
     

         Reported         Adjusted1

    TD’s 5-year CAGR

    -5.5% Reported

    3.1% Adjusted1

  • RETURN ON COMMON EQUITY3

    (percent)
     

         Reported         Adjusted1

    TD’s 2024 ROE

    8.2% Reported

    13.6% Adjusted1

DIVIDEND HISTORY

  • 168-year

    Continuous Dividend History

  • 5.1%

    2024 Dividend Yield3

  • 5.1%

    Total Shareholder Return3
    (5-year CAGR5)

1 Adjusted results are non-GAAP financial measures. Refer to “Non-GAAP and Other Financial Measures” in the “Financial Results Overview” section in the 2024 Management’s Discussion & Analysis (MD&A).
2 These measures have been calculated in accordance with OSFI’s Capital Adequacy Requirements and Liquidity Adequacy Requirements guidelines.
3 For additional information about this metric, refer to the Glossary in the 2024 MD&A.
4 25-year CAGR is the compound annual growth rate calculated from 1999 to 2024.
5 5-year CAGR is the compound annual growth rate calculated from 2019 to 2024.