Private Banking

Comprehensive personal banking and lending solutions taken to the next level

Enjoy the highest level of local personal service and a streamlined banking experience all in one place with TD Wealth Private Client Group. As a Private Banking Client you have a dedicated Relationship Manager responsible for the day-to-day management of all your personal banking, lending and investing with access to the full array of TD offerings. Our services are best suited for those with $750,000 or more to invest with us which is a significantly lower minimum than our national competitors.


Whatever your financial needs, we'll work with you to create customized banking and lending solutions:

Liquidity management

Working with your Relationship Manager, you have access to a suite of premier lending choices for amounts of $250,000+ to fund your specific needs.

Enjoy flexible funding options to cover a variety of short- and long-term needs:

  • Liquidity for funding or leveraging investments
  • Real estate transactions
  • Bridging cash flow gaps
  • Asset acquisition
  • Personal and business investment
  • Refinancing high interest rate debt

Make the most of our lending resources that feature:

  • Minimum facility of $250,000
  • Interest only or amortizing payment terms available
  • Variable or fixed interest rate options
  • Timely approval process
  • Annual review required

TD Custom Lending Solutions

Get tailored borrowing solutions with pricing and collateral options based on your needs

  • Use eligible securities in your TD investment account as collateral for a loan or line of credit
  • Gain accessible liquidity while still working towards your long-term investment strategy
  • Streamlined application and approval process, with limited financial documentation for qualifying transactions

Related investing and financial information

About TD Wealth

Discover what sets TD Wealth and the Private Client Group apart when it comes to managing your wealth with help from a dedicated local Relationship Manager.


Let's start the conversation

Our TD Wealth Advisors are available to provide you with advice to help you meet your financial goals.


1For more information, refer to the TD First Class Visa Signature Credit Card terms and conditions.

All loans and lines of credit are subject to credit approval, verification, and collateral evaluation. Certain restrictions and terms and conditions apply. Borrowing with securities as collateral involves certain risks and is not suitable for everyone. If the market value of your pledged securities declines below required levels, you may be required to pay down your loan or line of credit or pledge additional securities in order to maintain it, or the lender may require the sale of some or all of the securities in your account. The sale of your pledged securities may cause you to suffer adverse tax consequences. You should discuss the tax implications of pledging securities as collateral with your tax advisor. TD Bank, their affiliates, and employees do not provide legal or tax advice. All securities and accounts are subject to eligibility requirements. Financing real estate with a securities-based loan or line of credit carries risk and may not be appropriate for your needs. A complete assessment of your circumstances is needed to help you determine which type of loan provides the best fit.

Please read all lines of credit documents carefully. The proceeds from some securities-based lines of credit may not be used to purchase additional securities or pay down margin. Securities held in a retirement account cannot be used as collateral to obtain a loan. Securities purchased in a pledged account must meet collateral eligibility requirements.

The TD Bank, N.A. Collateral Loan offering is provided by TD Bank, N.A., member FDIC (TD Bank). Securities and other investment products are not a deposit; not FDIC insured; not insured by any federal government agency; not guaranteed by TD Bank, N.A. or any of its affiliates; and, may be subject to investment risk, including possible loss of value. Borrowing with securities as collateral involves certain risks and is not suitable for everyone. A complete assessment of each client’s individual circumstances is needed when considering a securities-based loan.

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