When you visit or use our website, we may collect information from your computer(s) and your smartphone(s), tablet(s) or other mobile device(s) (together referred to as "mobile devices"), as well as information you directly provide to us through various features of the website. This information includes:

• The make and model of the computer(s) or mobile device(s) you use to visit, use, view or interact with our website, as well as browser version, hardware and operating system;
• Your Internet Protocol (IP) address and related information, such as your general geolocation (city, state, and country) and MAC address;
• Your browsing habits on our website or websites offered by third parties, such as the search terms you entered on these websites, what pages you visit, how long you stay and what actions you take;
• Search terms you used on our website; 
• Which of our online content you view, access or click on; and
• Your personal information which you provide to us through the website, including your first and last name, phone number, and email address.

Our service providers may also collect information about your browsing habits on websites offered by third parties and use it for the purposes described below.

Third-party information

We may also collect information about you from additional online and offline sources, and other third-party sources as permitted by law.

Association of information - General Geolocation Data

We may associate the above information from your computer(s) or mobile device(s) through various means, including a unique identifier (such as IP address or unique device identifier) by using cookies (small data files saved to your browser by websites). When used, these unique identifiers enable us to identify your general geolocation (city, state, and country). We use your general geolocation to direct you to the appropriate TD Global Investment Solutions website for your jurisdiction or region, and to support the rendering of information within your device and browser services.

We may use the information discussed above in the following ways:

Deliver digital content to you, which includes:

• Recognizing you when you return to our website
• Facilitating the operation of our website.

To address your requests:

• For California residents (only): Verification of your identity in order to respond to a privacy rights request you have made with respect to your personal information, including: provision of a copy of all of your personal information that we have on file, correction of inaccuracies, and deletion. 

Conduct reporting and development, including to better understand our  website visitors and to to improve our website

In other ways as required or permitted by law or with your consent.

Aggregated/anonymized information

We may also aggregate or anonymize information about you (so that it does not identify you individually). This aggregate or anonymized information is not subject to this Code, and we may use it as permitted by law.

Disclosure of your information

We may disclose information about you, and information collected from your computer(s) and mobile device(s) for everyday business purposes, including with:

• Other financial institutions that jointly offer, endorse or sponsor financial products or services with us;
• Other individuals or entities, when we believe that disclosure is necessary to detect, prevent or report suspicious activities, prevent physical harm, financial loss or violations of our agreements and policies; and
• Regulators and other organizations or individuals who are legally entitled to receive such information.

We may display popular content on our website, by using cookies and other tracking technologies. Specifically, we may show you our most popular articles and thought leadership pieces, based on the most viewed items of all website visitors over a prior period of time. 

We may use non-cookie technologies to recognize your computer or mobile device and use the information about your web surfing activity on our website. Please keep in mind that your web browser may not permit you to block the use of these non-cookie technologies, and browser settings that block cookies may have no effect on such technologies. To learn more, please visit our Cookie Statement page for more details.

We maintain appropriate physical, electronic and administrative safeguards to protect information collected online.

Third-party sites and services

Our website may contain links to other websites operated by third parties which are not governed by this Code. We encourage you to learn about the privacy and security practices of third parties. We are not responsible for the privacy or security of websites operated by third parties, nor the online collection, use, association or sharing of personal or other information by third parties.

Social media

TD Epoch participates in social media platforms, such as X®; and LinkedIn®, which enable online sharing and collaboration among their users. Any information or other content you post on these platforms, such as pictures, opinions or personal information, is subject to the platforms' terms of use and privacy and security policies; please refer to their policies to better understand your rights and obligations with regard to such content.

Protecting children's online privacy

Our website is not intended for children under 13 years of age. We do not knowingly collect personal information from such children, or send them unsolicited promotions, without parental consent.

Visitors residing outside the United States

If you visit, use or interact with our online services, information about you and your computer(s) and mobile device(s) may be collected, stored, used and processed in and transferred to, from and within the United States. In such instances, applicable U.S. federal and state laws shall govern. If you are a non-U.S. resident, such laws may not provide the same level of protection as the laws of the country of your residence.