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What is the offer?

With the 2027 TD Investing Campaign for TD Direct Investing and TD Easy Trade, you can earn up to 2% cash back when you transfer $10,000+ from another financial institution. 

  • Get 2% cashback on transfers to eligible registered accounts
  • Get 1% cashback on transfers to eligible non-registered accounts

Follow these simple steps to earn your cashback reward

Whether you choose TD Easy Trade for a simplified investing experience or TD Direct Investing for access to more advanced tools and features, eligible accounts from either platform qualify for this offer.

  1. Open an account

    If you already have an account, sign up using the registration form. If not, you can open a new eligible TD Easy Trade or TD Direct Investing account using promo code CASHBACK by April 30, 2027.

  2. Transfer to your account

    Transfer $10,000+ to your eligible account(s) by May 31, 2027. Complete your first transfer within 60 days of registering for the offer or by the funding deadline, whichever comes first.

  3. Get rewarded

    Keep your assets in your eligible account(s) until May 31, 2028, and receive your cashback reward by June 30, 2028. You could earn up to $15,000.


Choose how you want to invest

  • TD Easy Trade

    For investors looking for an intuitive, easy-to-use mobile-first experience. Best for casual investors on the go.

    • Invest in: Stocks and ETFs
    • Accounts: TFSA, FHSA, RRSP, and Cash
    • Platform access: App only
    • Pricing: Get up to 100 free stock or ETF trades a year. After 100 trades, pay $9.99 per full share and $1.99 per partial share. Start investing with as little as $1 with partial shares.
  • TD Direct Investing

    For investors who want access to more research tools, portfolio insights, and flexibility.

    • Invest in: Stocks, ETFs, Mutual Funds, Options, Bonds, and GICs and more.
    • Accounts: All offered by TD 
    • Platform access: Desktop or app 
    • Pricing: $0 select commission-free Exchange Traded Funds (ETFs)†; $9.99 per full share trade, $1.99 per partial share.

Which accounts are eligible?

EasyTrade accounts

TD Direct Investing accounts

2% cash back

TFSA1

RRSP (Individual)

FHSA1

TFSA1

RRSP (Individual and Spousal)

FHSA1

LIRA1

LRSP3

1% cash back

Cash (Individual)

Cash (Individual or joint)

Margin (Individual or joint)

Corporate

Other registered accounts and non-personal accounts are not eligible for this offer.

Terms and conditions

Want a quick overview of the offer?

We’ve got you. Here’s a simple, no-stress walkthrough of what to know and how to qualify.

You've got questions, we've got answers

You may qualify if you are a new or existing client of TD Direct Investing, or TD Easy Trade; are a legal resident of Canada; have reached the age of majority in your province or territory by April 30, 2027; keep your account(s) in good standing; and meet all Offer requirements.

2% cash back: TFSA1, RRSP1 (including single-holder and spousal RRSP1), FHSA1, Self-Directed LIRA1, and Self-Directed LRSP3. LIRA and LRSP accounts are not available through TD Easy Trade.

1% cash back: Cash, Margin, and Corporate accounts. Joint Cash, Margin, and Corporate accounts are not available through TD Easy Trade.

Not eligible: RIF1, Life Income1, RESP2, RDSP1, and non-personal accounts other than Corporate accounts.


No. For registered plans, the cash back reward is paid directly to the plan and is not considered a contribution. You may wish to consult a personal tax advisor about any tax implications.


Yes. Eligible transfers across all your eligible accounts are included in the total funding amount (TFA). For joint accounts, the primary account holder is responsible for the offer, receives the reward, and has withdrawals applied to their TFA.

Corporate accounts qualify but are treated separately from personal profiles and must be registered separately; they are not available through TD Easy Trade. All other non-personal accounts are not eligible.


Your total funding amount (TFA) combines eligible assets transferred into all eligible accounts by May 31, 2027, less withdrawals made during the campaign and holding periods.

Your TFA must be at least $10,000 CAD as of May 31, 2028 to qualify.

The cash-back rate is based on the eligible account into which the assets were first transferred: eligible registered accounts may receive 2%, while eligible non-registered accounts may receive 1%.

The maximum reward is $15,000 CAD across all TD Direct Investing and TD Easy Trade accounts.


Your eligible account(s) must remain open and in good standing until the reward is paid. Good standing means the account is not in a debit position or in a margin call. Debit positions on margin accounts are acceptable.

Yes, this offer may be combined with other offers as long as you meet the terms and conditions for each offer.

If you've participated in the 2026 TD Direct Investing and TD Easy Trade Easy Cash Offer and the 2027 TD Investing Campaign for TD Direct Investing and TD Easy Trade, any assets funded on or before November 30, 2026 will follow the 2026 Easy Cash offer terms, while any assets funded from December 1, 2026 to May 31, 2027 will follow the TD Investing Campaign terms, including the hold requirement until May 31, 2028.

You may also be able to combine this offer with the following TD Banking Packages:

  • TD New to Canada Banking Package
  • TD Student Banking Package
  • TD International Student Banking Package

If you forgot the promo code, you can complete the registration form once you have a valid, eligible account number. Registration is at the client level, so eligible accounts you open after registering are automatically included and do not require another promo code. You must register by April 30, 2027, and eligible assets must be transferred by May 31, 2027.


Withdrawals from eligible accounts between November 2, 2026, and May 31, 2028, reduce the total funding amount (TFA) and may reduce or eliminate the reward. Assets may be moved between eligible accounts, but the reward rate remains based on the account in which the assets first qualified.

Moving assets to a non-eligible account is treated as a withdrawal.

Market fluctuations alone do not affect eligibility.

Transfers from another TD account do not qualify.


If you qualify, the reward will be paid in Canadian dollars by June 30, 2028 to the Canadian-dollar component of your eligible account(s). If you have more than one eligible account, the reward will be allocated based on the eligible assets transferred into each account.

For USD assets, the total funding amount (TFA) will be measured according to the combined value of Canadian and U.S. denominated assets deposited to each currency component of an account(s). Any USD transfers will use the CAD equivalent at the time of deposit to determine the value of the TFA for eligibility.


Register between November 2, 2026 and April 30, 2027. New TD Easy Trade clients will need to download the TD Easy Trade app from App Store or Google Play, open a new eligible account and enter promo code CASHBACK (or REMISE in French). If opening an account in branch or by phone, provide the code to the TD representative. Existing clients can complete the online registration form using an eligible account number. TD Easy Trade clients can register through the offer card in the Offers Hub after opening or updating the app. A confirmation email will be sent after enrolment.

Transferring an account from another brokerage?

You could be reimbursed for any fees—up to $150—when you transfer your accounts from another brokerage to TD Direct Investing◊. To find out more call us – Monday to Friday 7 am to 10 pm ET at 1-800-465-5463.

Open an account online – it's fast and easy

  • TD Easy Trade

    Trade your way, right away. Invest in stocks and ETFs on this easy-to-use mobile app. 100 free trades a year, no minimums, no account fees.

  • TD Direct Investing

    Invest confidently with user-friendly platforms, innovative tools, support, and learning resources designed for every level of your investing journey.