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Mortgages

Whether you’re buying your first home or well into your mortgage journey, we’re here for you with helpful tools, tips and advice.



Our Special Mortgage Rates

Term

3 Year Fixed Closed

%
(Posted Rate: %)

%

5 Year Fixed Closed

%
(Posted Rate: %)

%

5 Year Fixed Closed High-Ratio4

%
(Posted Rate: %)

%

5 Year Variable Closed5

(TD Mortgage Prime Rate
%)
(Posted Rate: TD Mortgage Prime Rate)

%

TD Mortgage Prime Rate is %

The Annual Percentage Rate (APR) is based on a $300,000 mortgage, 25-year amortization, for the applicable term assuming monthly payments and fee to obtain a valuation of property of $300. If there are no fees, the APR and interest rate will be the same. APR is rounded to three decimal places.

 

Mortgage Calculators

Why get a TD Mortgage?

  • Fast access to personalized advice

    Looking for tailored advice ASAP? Simply answer a few questions and TD Mortgage Direct will quickly match you with a Mortgage Specialist.

  • Speed up or slow down your payments

    Pay up to 15% of the principal amount on a closed mortgage annually, or 100% on an open mortgage, without prepayment charges. Or request to skip the equivalent of one monthly payment if needed6.

  • Competitive rates

    We offer a range of mortgage options at competitive rates and with a pre-approved mortgage, we can hold your rate for 120 days.1 


Whether you're buying a home or refinancing, get the facts about how Canada's mortgage qualification rules (stress test) and regulation(s) may affect you. Learn more.


TD Mortgage Protection

As you shop for a home, keep in mind, TD Mortgage Protection is optional insurance that can help provide financial security by paying off or reducing the outstanding balance on a TD Mortgage if, for example, you should pass away or suffer a covered critical illness.7



Let's connect

  • TD Mortgage Direct

    Answer a few questions and we'll call you to match you with a TD Mortgage Specialist.

  • Book an appointment

    Visit a branch at a time that's convenient for you.

Get personalized advice