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Mortgages

Whether you’re buying your first home or well into your mortgage journey, we’re here for you with helpful tools, tips and advice.

Our Special Mortgage Rates

Term

Special Rate2

APR 3

3 Year Fixed Closed

%
(Posted Rate: %)

%

5 Year Fixed Closed

%
(Posted Rate: %)

%

5 Year Fixed Closed High-Ratio4

%
(Posted Rate: %)

%

5 Year Variable Closed5

% (TD Mortgage Prime Rate
% %)
(Posted Rate: TD Mortgage Prime Rate)

%

TD Mortgage Prime Rate is %

The Annual Percentage Rate (APR) is based on a $300,000 mortgage, 25-year amortization, for the applicable term assuming monthly payments and fee to obtain a valuation of property of $300. If there are no fees, the APR and interest rate will be the same. APR is rounded to three decimal places.

 

View all TD Mortgage rates

Mortgage Calculators

View all Calculators & Tools

Why get a TD Mortgage?

  • Fast access to personalized advice

    Looking for tailored advice ASAP? Simply answer a few questions and TD Mortgage Direct will quickly match you with a Mortgage Specialist.

  • Speed up or slow down your payments

    Pay up to 15% of the principal amount on a closed mortgage annually, or 100% on an open mortgage, without prepayment charges. Or request to skip the equivalent of one monthly payment if needed6.

  • Competitive rates

    We offer a range of mortgage options at competitive rates and with a pre-approved mortgage, we can hold your rate for 120 days.1 

Whether you're buying a home or refinancing, get the facts about how Canada's mortgage qualification rules (stress test) and regulation(s) may affect you. Learn more.

TD Travel Insurance 

Travel with confidence knowing you have coverage for eligible medical emergencies, trip cancellations, and trip interruptions.1 Learn what travel insurance plans are available, check if your TD Credit Card includes travel benefits, and find out how to top-up or extend your coverage online.

Let's connect

  • TD Mortgage Direct

    Answer a few questions and we'll call you to match you with a TD Mortgage Specialist.

    Request a call

  • Book an appointment

    Visit a branch at a time that's convenient for you.

    Book now

Get personalized advice

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