Small Business Credit Solutions

I'm borrowing for:

We cover a range of credit needs

Choose from several business borrowing solutions for expenses, financing assets, and protection against the unexpected

Credit Solutions

Is it right for me?

Designed to cover unexpected expenses and shortfalls in your TD Business Chequing Account up to your available credit limit.

Choose a TD Business Credit Card with benefits and features that can help you grow and manage your business.

For businesses with day-to-day working capital needs.

We cover a range of credit needs

TD offers flexible borrowing solutions for your medium to long-term credit needs

Credit Solutions

Is it right for me?

Financing to purchase equipment, vehicles or other fixed assets with loan amortizations up to 30 years1.

Financing for the purchase, expansion, or renovation of a business property - including commercial and mixed-use commercial/residential properties.

Loans are guaranteed by the Government of Canada (up to 85% of the amount borrowed) to assist with financing, expanding or modernizing your business.

Loans are guaranteed by the Business Development Bank of Canada(BDC) to assist with financing operating cash flow needs of your business

Agriculture Borrowing Solutions

Several options for agricultural operations to cover everyday expenses or finance major purchases.


Document requirements

To ensure the prompt processing of your application for credit, the following items are typically required by your TD Canada Trust Business Banking Specialist 2.

  1. Personal earnings
    Confirmation of income using Notices of Assessment for the most recent two-year period

  2. Business earnings
    Financial statements for the most recent two-year period of your business plan

  3. Personal net worth statement
    Statements to confirm investments/deposits (held outside TD Canada Trust)

  4. Agreement of Purchase and Sale for real estate
    Signed documentation to confirm real estate transactions (if applicable)


Looking for government funding?

TD connects you to Fundica

funding

Find relevant government funding in Canada

Tools & Calculators

Legal

1Subject to estimated useful life of asset being financed and type of security provided.

2Additional items and information may be required.


We’re ready to help you

Looking for government funding?

TD connects you to Fundica. Find relevant government funding in Canada.