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Why apply for a TD Medical, Dental & Veterinary Student Line of Credit?

  • Up to $400,000 credit limit

    Get up to $400,000 depending on your program of study, with up to $100,000 made available in your first year of study.2

  • No co-signer needed for Canadian schools3

    With no co-signer needed to apply, we've made it easier to access the funds you need. Applies to Canadian students only.

  • Pay interest only during school & residency 

    No principal payments are due until 24 months after you leave school or residency.

  • Use and re-use4 your credit

    Apply just once for credit and have it for as long as you’re in school.5


Program selector

Select your area of study to see credit limits and interest rate details.

Credit Limit & Interest Rates for Medical Students

Credit Limit & Interest Rates for Dental Students

Credit Limit & Interest Rates for Veterinary Students

Student Banking Package

As a Medical, Dental, or Veterinary student at a Canadian institution, you may qualify for additional banking benefits.

  • Take advantage of unlimited transactions, no TD ATM fees, premium perks, and your choice of premium credit cards. If you have a TD Student Line of Credit, we'll even rebate the monthly fee while you're in school.

What to bring to your appointment

  1. Proof of enrolment in a post-secondary institution.

  2. Current residential address. If you’ve been there less than three years, bring your previous address too.

  3. Proof of your annual income, including sources and amounts (i.e., notice of assessment).

  4. Monthly rent or mortgage expenses.

  1. Monthly payment obligations, such as loans, credit cards, and other lines of credit.

  2. Household expenses, like utilities, property tax, insurance, etc.

  3. Proof of ID (i.e., driver’s license, passport, etc.).

Student Budget Calculator

Figure out your estimated school costs and find smart ways to plan, budget, and pay for your education.

Student Advice Hub

Consolidated tools and resources to support students with finances while in school.


TD Line of Credit Protection

This optional insurance could pay off or reduce the outstanding balance on your student debt if you were to pass away6 or be diagnosed with a covered critical illness.


Apply for a Student Line of Credit

  • Ready to Apply?

    Meet with an advisor in person at a branch, or over the phone to get started.

  • Questions? Call Us

    Our banking specialists are ready to answer your questions and help prepare your application.

    1-866-222-3456 1-866-222-3456

Have a question? Find answers here