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TD Direct Investing annual interest rates
Explore annual interest rates and global trading interest rates from Canada's largest online broker1.
Direct Trading Accounts
Comparison of annual interest rates in Canadian and U.S. funds on margin debit balances, and cash credit balances.
|
CDN $ |
US $ |
|
|---|---|---|
|
Margin Debit Balances |
|
|
|
All Balances |
7.500% |
9.000% |
|
Cash Credit Balances |
|
|
|
$0 - $24,999 |
0.000% |
0.000% |
|
$25,000 - $99,999 |
0.000% |
0.000% |
|
$100,000 - $499,999 |
0.000% |
0.000% |
|
$500,000 - $999,999 |
0.000% |
0.000% |
|
$1,000,000+ |
0.000% |
0.000% |
Registered Plans (SDRSP/SDRIF)
Comparison of annual interest rates in Canadian and U.S. funds on registered cash credit balances.
|
CDN $ |
US $ |
|
|---|---|---|
|
Cash Credit Balances |
|
|
|
$0 - $24,999 |
0.000% |
0.000% |
|
$25,000 - $99,999 |
0.000% |
0.000% |
|
$100,000 - $499,999 |
0.000% |
0.000% |
|
$500,000 - $999,999 |
0.000% |
0.000% |
|
$1,000,000+ |
0.000% |
0.000% |
President's Account
Comparison of annual interest rates in Canadian and US funds on margin debit balances, cash credit balances, and registered cash balances.
|
CDN $ |
US $ |
|
|---|---|---|
|
Margin Debit Balances |
|
|
|
$0 - $24,999 |
7.250% |
9.000% |
|
$25,000 - $99,999 |
7.000% |
8.750% |
|
$100,000+ |
6.250% |
8.500% |
|
Cash Credit Balances |
|
|
|
$0 - $24,999 |
0.000% |
0.000% |
|
$25,000 - $99,999 |
0.000% |
0.000% |
|
$100,000 - $499,999 |
0.000% |
0.000% |
|
$500,000 - $999,999 |
0.000% |
0.000% |
|
$1,000,000+ |
0.100% |
0.000% |
|
Registered Cash Credit Balances |
|
|
|
$0 - $24,999 |
0.000% |
0.000% |
|
$25,000 - $99,999 |
0.000% |
0.000% |
|
$100,000 - $499,999 |
0.000% |
0.000% |
|
$500,000 - $999,999 |
0.000% |
0.000% |
|
$1,000,000+ |
0.000% |
0.000% |
All rates are current as of December 20, 20242
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