2ND
ANNUAL TD CANADA TRUST FRAUD PREVENTION QUIZ – HOW SAFE
ARE YOU?
- True or False: It's a good idea to give your debit and
credit card PIN numbers to your close family and
friends.False: You should not let anyone else know
or use your PIN (Personal Identification Number), including family
and friends. Avoid writing it down or carrying it in your wallet.
No one but you should know your PIN – not even your
bank.
- True or False: Wi-Fi networks, like those found in
coffee shops and hotel lobbies, are always completely safe for you
to use.False: You need to use caution when using
unsecure Wi-Fi networks. If you're on an unsecured network, Wi-Fi
bandits could try to hack into your laptop or cell phone to steal
your online banking passwords, copy your contacts from email
programs, or even download illegal files.
- True or False: When shopping online, there are simple
clues to figure out whether or not a website is
safe.True: To see if a site is secure, check the
lower corner of your browser window for a padlock or key icon
whenever you're on a screen that sends personal information or
credit card numbers. If the padlock is closed or the key is intact,
security technology will scramble your credit card number and
personal information as it's being transmitted to the merchant. As
well, the secure website address will begins with
"https://".
- True or False: Now that I have CHIP enabled debit and
credit cards, I don't need to protect my PIN.False:
When conducting any transaction at an ABM or making a purchase,
always shield the keypad when you enter your PIN
- True or False: If your bank needs to contact you, they
will email you and ask you for your account
information.False: Your bank will never contact you
by email asking for account information. If you are have been
emailed for this information then you have likely been "phished."
Phishing refers to an online scam that seeks out personal financial
information from people who believe they are sharing their
information with a legitimate website or organization.
- True or False: When making a debit transaction, if the
keypad doesn't stretch far enough, it's ok to give your card to the
salesperson so that they can enter your PIN for
you.False: When making a debit transaction, never
allow the merchant to take your card out of sight. It takes only
seconds for fraudsters to reproduce your card. A false card
combined with your PIN can provide a criminal access to your bank
account.
- True or False: If I am a victim of debit or credit card
fraud, I can get my money back.True: Canadian
cardholders are protected. Visa cardholders are protected through
the Visa Zero Liability Policy, which means they are not
responsible for fraudulent or unauthorized charges on their Visa
account. Victims of debit card fraud are protected by the Canadian
Code of Practice for Consumer Debit Card Services and are
reimbursed by their financial institutions.
For more information on fraud prevention from TD
Canada Trust, visit
/privacy-and-security/privacy-and-security/how-you-can-protect-yourself/protect-yourself.jsp
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