TD Waterhouse Discount Brokerage is Canada's
leading provider of discount brokerage services. Self-directed
investors have access to the comprehensive support, guidance and
resources they need to make informed and confident investment
decisions.
TD
Waterhouse Discount Brokerage
TD Waterhouse Discount Brokerage offers a variety
of products and services designed to help investors achieve their
financial goals. Through Investor Service Centres across the
country, teams of highly trained Investment Representatives are
available to assist clients in placing trades, accessing
information or answering product and service-related questions.
Specialists are available to help clients with their specific
mutual funds, options and fixed-income needs. President's Account
Representatives are dedicated to servicing the unique needs of the
active trader and high value clients.
TD Waterhouse Institutional Services (TDWIS)
provides comprehensive outsourcing solutions for financial services
organizations in Canada including: global trade execution,
clearing, account administration, and a variety of value-added
products and services to retail and institutional brokerage firms,
Investment Counselors, and IDA member firms.
| Investment
Representative (IR) |
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Minimum Qualifications for Hire |
CSC recommended.
CSC & CPH to be completed within 6 months of hire date
OLC & DFC to be completed within 9 months of hire date |
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Locations |
Edmonton
Markham
Ottawa
Montreal |
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Purpose of Role |
This position introduces an employee to the
fast-paced, high energy self-serve brokerage industry. The IR will
execute securities trades and support the TD Waterhouse Discount
Brokerage brand by providing genuine, knowledgeable, and superior
customer service to clients who are seeking accurate, timely market
information, activity & developments, and company products,
services & account information. The IR is also accountable for
exploring business development opportunities with existing TD
Waterhouse Discount Brokerage clients. |
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Where Might this Take You? |
Further career development options include more
progressive roles within Discount Brokerage and other areas of
Wealth Management such as: Senior Investment Representative,
Resource Officer, Team Manager, Customer Service Manager, Financial
Planning Associate, Financial Planner and Developing Investment
Advisor. |
| Business Development
Associate (BDA) |
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Minimum Qualifications for Hire |
CSC & CPH
PC proficiency, specifically in Microsoft Office applications |
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Locations |
Across Canada |
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Purpose of Role |
The BDA participates in the promotion and sales of
TD Waterhouse products & services, including presentations to
the investing public and representing TD Waterhouse at Trade Shows.
The BDA also participates in client (internal & external)
seminars and training courses regarding TD Waterhouse products
& services under the direction of the Business Development
Manager. Business development activities including referrals to TD
Bank Financial Group partners are a key component of this
role. |
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Where Might this Take You? |
Career development options include Financial
Planner, Business Development Manager, and other business
development/sales roles within TD Bank Financial Group. |
| Business Development
Manager (BDM) |
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Minimum Qualifications for Hire |
CSC (further industry courses will be required as
BDM progresses in role)
Customer service & sales experience within the financial
service industry
Outstanding customer service & relationship building
skills
Excellent interpersonal skills |
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Locations |
Across Canada |
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Purpose of Role |
This is a key sales and marketing position within
TD Waterhouse Discount Brokerage. The BDM supports the TD Canada
Trust Branch teams by being the primary contact, providing sales
training and pro-actively developing other sales initiatives to
promote the TD Waterhouse brand in the Retail Branch network. An
important accountability of this role is to develop, execute, and
evaluate strategic sales plans and business development projects in
partnership with TD Canada Trust branches and Wealth Management
partners. |
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Where Might this Take You? |
Regional Manager, TD Canada Trust Retail Bank
positions, senior sales/business development positions within other
TD Bank Financial Group businesses. Developing Investment Advisor
is also a career development option. |
| Account Manager
(TD Waterhouse Institutional Services) |
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Minimum Qualifications for Hire |
CSC & CPH
Bilingualism an asset (English & French)
Strong brokerage background & relationship management with
clients |
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Locations |
Toronto |
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Purpose of Role |
To build and maintain strong relationships with
institutional clients through coordination of effort with various
internal departments and divisions within TD Waterhouse & TD
Bank Financial Group, providing trading and problem resolution
support. The Account Manager will provide clients with guidance on
TD Waterhouse Institutional Services policies, procedures, and
training that directly impact their business. |
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Where Might this Take You? |
Career development options include client service
and relationship management positions in other Wealth and TD Bank
Financial Group areas. Team Manager, Supervisor, specialized
communication and product support positions in TD Waterhouse
Institutional Services and management positions in Wealth
Operations. |
TD Waterhouse
Financial Planning
Financial Planners offer financial planning and
advice with a focus on retirement and investment planning, tax
minimization strategies and assessments of insurance, will and
estate planning needs. Financial Planners work closely with the TD
Canada Trust Retail Bank with approximately 70% of their business
sourced on referrals from the Retail Bank's mass affluent customer
segment. Each client receives a financial plan that identifies
their clients' goals and potential barriers, and recommends
appropriate solutions. The Financial Planner then works with the
client to provide ongoing advice and support with a focus on a long
term relationship.
| Financial Planning
Associate
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Minimum Qualifications for Hire |
CSC
Post hire must meet licensing requirements including CPH and &
90 day training
Successful completion of PFPC through CSI within 18 months of start
date
Solid understanding of Financial Planning business an asset |
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Locations |
Toronto
Edmonton |
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Purpose of Role |
The Financial Planning Associate provides
administrative support to a team of Financial Planners and is
responsible for the day-to-day activities to support the clients'
needs. The Financial Planning Associate may act as the first point
of contact for the client as necessary. |
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Where Might this Take You? |
Career development options may include Financial
Planner, Team Manager or Supervisor in Financial Planning Support
or other Operations/Wealth areas. Compliance/Surveillance may also
be considered as well as Sales roles in the Retail Bank. |
| Financial
Planner |
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Minimum Qualifications for Hire |
CSC
Post hire must meet licensing requirements including CPH and &
90 day training
3-5 years industry experience
CSC and one of PFP, PFPC, WME or CFP |
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Locations |
Across Canada |
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Purpose of Role |
Provides comprehensive financial planning and
advice to mass affluent clients with a focus on retirement and
investment planning, assisting clients in planning for and meeting
their financial goals and objectives. |
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Where Might this Take You? |
Role is suitable as a long term professional
career path, with a focus on ongoing business development. Next
steps may also include Financial Planning Regional Manager role, or
other advisory roles in Wealth, if appropriate. |
| Regional
Manager |
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Minimum Qualifications for Hire |
5+ years management experience at a senior level
plus 5 years industry experience
Must have CSC and one of the CFP, PFP or PFPC |
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Locations |
Across Canada |
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Purpose of Role |
To meet business objectives by providing sales
management leadership to a team of Financial Planners, by providing
focus and direction, motivating strong results through good
business planning, ensuring compliance according to all internal
and external requirements. |
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Where Might this Take You? |
Role would be suitable as a long term career path,
focusing on long term business development and growth. Next steps
may also include leadership roles within Retail Bank, or more
senior roles within Financial Planning or other Wealth
businesses. |
TD Waterhouse
Private Client Group
The Private Client Group (PCG) provides the highest
level of tailored advice and integrated wealth management
solutions. PCG's goal is to help clients and their families develop
integrated, comprehensive and customized financial solutions. At
all times, the exceptional team of banking, estate planning, trust
and investment professionals work together with various wealth
partners to help our clients create wealth, preserve and protect
it, and pass it on to the generations that follow.
Members of TD Waterhouse Private Client Group
include: Private Banking, Private Trust, Private Investment
Counsel, Insurance Services and Private Client Service centres.
TD Waterhouse Private Investment Advice (TDW PIA)
is one of Canada's premier full-service brokerage firms for clients
who want to stay involved in all decisions about their investment
portfolios. TDW PIA offers clients the opportunity to establish a
one-on-one relationship with a dedicated and professional
Investment Advisor, while maintaining active participation in the
decisions regarding their financial affairs. Private Investment
Advisors will conduct an in-depth review of the client's financial
goals, philosophies and risk tolerance, and work with them to
develop comprehensive and customized financial solutions to meet
their needs. The Private Investment Advisor will focus on
Investment and Retirement Planning as well as provide advice on
estate planning, insurance needs and tax planning strategies.
| Private Account
Executive
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Minimum Qualifications for Hire |
3-5 years industry experience, with emphasis on
sales
CSC and one of the following:
PFPC, PFP, CFP |
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Locations |
Across Canada |
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Purpose of Role |
The role of the Private Account Executive involves
educating TD Canada Trust Retail Branch staff on the Private Client
Group offering and coaching retail staff in identifying potential
referral opportunities. The Private Account Executive will meet
with prospective clients and perform a comprehensive wealth
planning diagnostic, engaging the necessary professionals from
within the TDW PCS centres to provide solutions that meet the
financial needs of clients. |
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Where Might this Take You? |
Role is suitable as a long term professional
career path, with a focus on ongoing business development. |
| Private
Banker |
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Minimum Qualifications for Hire |
3-5 years industry experience
Completion of CSC, PFPC, Manager's compliance and WMT course within
a defined time frame. |
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Locations |
Across Canada |
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Purpose of Role |
To provide exceptional ongoing services to an
assigned group of high profile clients consisting of professionals,
executives and other high net worth individuals. The Private Banker
assists and advises clients on matters pertaining to savings and
investment as well as credit needs including personal and
commercial loans, mortgages and lines of credits. |
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Where Might this Take You? |
Role would be suitable as a long term career path
in other relationship management roles with the high net worth
client base. Opportunities to move into more senior management
positions within Private Banking or other Wealth businesses. |
| Portfolio Manager,
Private Investment Counsel |
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Minimum Qualifications for Hire |
Minimum 2 years investment experience and
eligibility for OSC registration
CFA Level 2 or above |
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Locations |
Across Canada |
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Purpose of Role |
Responsible for maintaining and growing a client
base of high net worth individuals and determining the appropriate
portfolio structure for clients' asset mix, geographic/currency
diversification, and equity and fixed income styles. |
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Where Might this Take You? |
Role would be suitable as long term career path,
focusing on discretionary money management to high net worth
individuals. Opportunities would also exist to move into more
senior management positions within the business line. |
| Associate Portfolio
Manager, Private Investment Counsel |
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Minimum Qualifications for Hire |
Minimum 2 years investment experience and
eligibility for OSC registration
CFA Level 2 or above |
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Locations |
Across Canada |
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Purpose of Role |
Responsible for maintaining and growing the client
base and determining the appropriate portfolio structure for
clients' asset mix, geographic/currency diversification, and equity
and fixed income styles. |
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Where Might this Take You? |
Role would be suitable as long term career path,
focusing on discretionary money management to high net worth
individuals. Opportunities would also exist to move into more
senior positions within the business line. |
| Private Client Service
Associate, Private Investment Counsel |
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Minimum Qualifications for Hire |
1-3 years industry experience, with focus on
investment & administration
CSC |
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Locations |
Across Canada |
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Purpose of Role |
Provide consistent and accurate administrative,
analytical, and service support to the Portfolio Manager. Act as a
secondary contact for the Portfolio Manager's client
relationships. |
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Where Might this Take You? |
Role would be suitable for a long term career path
in the investment industry. Possible next steps would include
potential to move into the Associate Portfolio Manager role or
other support roles within Wealth Management. |
| Private Client Service
Associate, Private Trust |
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Minimum Qualifications for Hire |
Undergraduate Degree or Community College Diploma
preferred
Enrollment/working towards: Canadian Bankers - Introduction to
Estates and Trusts Administration, Canadian Securities Course,
I.C.B. designation |
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Locations |
Across Canada (Private Client Service
Centers) |
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Purpose of Role |
The Private Client Service Associate provides
administrative support to Relationship Managers, for a group of
estate, trust and agency accounts. This includes meeting client
needs, responsibility for day to day estate issues and coordination
of information passing to and from administration units and other
internal departments to ensure timely completion of
activities. |
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Where Might this Take You? |
Next steps for Private Client Service Associates
might be (dependent on experience/accreditation) a Trust Associate
or a Trust Officer. |
| Trust Officer, Private
Trust |
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Minimum Qualifications for Hire |
University Degree
Canadian Bankers - Introduction to Estates and Trusts
Administration, Sales - Relationship Selling
Canadian Securities Course,
Working towards I.C.B. designation. |
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Locations |
Across Canada (Private Client Service
Centers) |
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Purpose of Role |
The position is responsible for the management of
a group of estate and trust accounts involving professional
practice and the exercise of judgment in discretionary matters and
supervision of tax, investment and administrative services provided
by other areas of the Company. The role includes establishing and
maintaining relationships with clients (beneficiaries and
co-trustees). |
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Where Might this Take You? |
The Trust Officer is working towards becoming a
specialist in the provision of Estate and Trust Administration, and
works towards completion of the Trust Officer Training Program or
equivalent I.C.B. courses as prescribed by the Professional
Practice Group. The Trust Officer progresses to more senior levels
by demonstrating ability to manage larger number and complexity of
accounts, assuming greater decision making authority, sharing
expertise through formal training and mentoring. Next steps for
Trust Officers might be Senior Trust Officer or Executive Trust
Officer. |
| Sales
Assistant |
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Minimum Qualifications for Hire |
CSC
Post hire must meet licensing requirements including CPH and &
90 day training |
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Locations |
Across Canada |
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Purpose of Role |
This role provides assistance to a dedicated
individual or team of Investment Advisors. Provides quality,
efficient support on multiple assignments and day to day running of
the business including: processing of client applications and
executing trade orders, completing reports, supporting marketing
efforts, addressing client concerns |
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Where Might this Take You? |
Role is suitable for those with an interest in
pursuing a career as an Associate Investment Advisor, and/or a
Developing Investment Advisor. This role also provides a foundation
for other advisory roles in Wealth Management such as Financial
Planning. |
| Developing Investment
Advisor |
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Minimum Qualifications for Hire |
CSC
Post hire must meet licensing requirements including CPH and &
90 day training to attain their Registered Representative
status
Proven track record of success in a sales and/or relationship
role
Insurance licensing must be completed with 12 months of start
date |
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Locations |
Across Canada |
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Purpose of Role |
Developing Investment Advisors participate in a
40-month training program to become top-notch investment
professionals who will help clients reach their financial goals and
dreams. This role provides the required foundation for becoming a
seasoned Investment Advisor with TD Waterhouse. Focus for the
Investment Advisor is to attract and manage the financial assets of
affluent individuals and small business owners, providing
investment strategies and offering financial, insurance and estate
planning advice, while using TDW PIA products and services. |
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Where Might this Take You? |
Becoming a successful Investment Advisor leads to
a long term professional career path, with a continuous focus on
growing a book of business. Next steps may include Branch
Management roles with Private Investment Advice. |
TD Mutual
Funds
TD Mutual Funds are managed by TD Asset Management
Inc. (TDAM), a member of TD Bank Financial Group, and is one of
Canada's largest asset managers. In total, TDAM and its affiliates
manage billions of dollars for mutual funds, pension funds,
corporations, institutions, endowments, foundations, and high net
worth individuals.
TD Mutual Funds is a multi-channel distribution,
multi-product mutual fund complex and is one of the most broadly
diversified mutual fund families in Canada, managing more than 60
mutual funds, 15 professionally managed portfolios and segregated
funds. Their products are distributed through TD Canada Trust
Retail branches, TD Waterhouse, independent brokers, financial
planners and insurance agents.
| Regional Sales Manager
(RSM) - National Sales Team
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Minimum Qualifications for Hire |
Must be licensed to sell Mutual Funds
Thorough understanding of the TD Canada Trust Retail Branch network
is critical
Completion within 12 months of hire, one of the following: PFPC,
PFP or CFP
Licensed to sell Mutual Funds and 3-5 years relevant industry
experience |
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Locations |
Across Canada |
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Purpose of Role |
The Senior Sales Manager position is responsible
for maximizing sales of TD Mutual Funds through the TD Waterhouse
Financial Planning Channel within an assigned region. As an
internal wholesaler, the Senior Sales Manager will provide sales
support, training, education, coaching and business building
tactics in their assigned region. The SSM will also act as a
liaison between the Regional Managers -TD Waterhouse Financial
Planning along with individual Financial Planners and TD Mutual
Funds to ensure inquiries regarding product solutions are
addressed. |
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Where Might this Take You? |
Career development options include Financial
Planner, Business Development Manager, and other business
development/sales roles within TD Bank Financial Group
businesses. |
| Business Development
Manager (BDM) - Broker/Dealer Group |
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Minimum Qualifications for Hire |
CSC and/or Canadian Investment course
Customer service & sales experience within the financial
service industry with "cold calling" experience
Outstanding customer service & relationship building
skills
Bilingualism an asset (English & French) |
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Locations |
Toronto |
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Purpose of Role |
In this key Inside Sales role, the Business
Development Manager will support two Regional External Wholesalers
to prospect and/or maintain business relationships with external
Brokers/Planners/Financial Advisors within a defined territory. The
goal of the position is to increase the market share of TD Mutual
Funds within the industry by promoting the products and services to
existing clients while soliciting prospective clients. This role
will provide an opportunity to develop sales techniques and
relationship management skills with a sophisticated clientele with
potential career advancement within the sales department. |
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Where Might this Take You? |
External wholesaler within TD Mutual Funds
Broker/Dealer Business. Other career development options include
Financial Planner and other business development/sales roles within
TD Bank Financial Group. |
| Regional Sales Manager
(Wholesaler) - Broker/Dealer Group |
|
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Minimum Qualifications for Hire |
CSC/IFIC
Industry Sales experience preferred with existing
relationships
Preference for industry accreditations (CFA, CFP, FCSI)
Bilingualism an asset (English & French)
Strong relationship management with Clients |
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Locations |
Across Canada |
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Purpose of Role |
The Regional Sales Manager is responsible for
maximizing sales of TD Mutual Funds and TD GIF II to Investment
Advisors and Financial Planners in the Broker/Dealer Channel.
Focusing on an assigned region you will develop a thorough
understanding of the investment, business development and service
needs of advisors and prospects by maintaining regular contact with
them in both business and social interaction. |
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Where Might this Take You? |
Potential career advancement to role of Director,
Regional Sales Broker/Dealer Group to lead team of RSM's. Role is
suitable as a long term professional career path with a focus on
ongoing business development or other Regional Manager sales
roles. |
TD Wealth
Management Operations
TD Wealth Management Operations is the operational
engine of TD Wealth Management. Wealth Management Operations
supports all of TD Waterhouse Distribution channels, TD Mutual
Funds, TD Asset Management, and TD Securities. Wealth Management
Operations' commitment to operational excellence provides our
clients with confidence in TD Wealth Management's extensive product
and service offerings. The four operational core tenets are:
- excellence in client service
- management of risk
- high data integrity
- value added productivity enhancements
| Fund
Accountant |
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Minimum Qualifications for Hire |
Post-secondary education in business, finance
and/or accounting
Canadian Securities Course is considered an asset
Work towards an accounting designation is also considered an
asset |
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Locations |
Toronto |
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Purpose of Role |
Fund Accountant provides accurate, complete and
timely processing of all components of mutual fund valuation for an
assigned number of mutual funds (bank reconciliation, dividend and
bond income reviews, review of trades, expense analysis, portfolio
holdings review, security valuation changes). This includes
complying with regulatory requirements, and preparation of the
annual distribution calculations and tax reporting. |
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Where Might this Take You? |
The structure is such that the next level is a
Senior Fund Accountant, Supervisor, Fund Accounting, then Manager,
Fund Accounting. Other career options include Fund Accountant or
Senior Fund Accountant as well as an Analyst role within TD Asset
Management. |
| Credit
Officer |
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Minimum Qualifications for Hire |
CSC and DFC (Options Course)
Knowledge of the rules and regulations as they relate to securities
trading in cash and margin accounts
Familiarity with in-house margin lending policy as it relates to
portfolio diversification, concentration and procedures and
practices relating to authorizing the release of funds and
securities |
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Locations |
Toronto |
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Purpose of Role |
A Credit Officer works with our business partners
and clients to explore service solutions while continually ensuring
our existing policies and procedures remain effective and
competitive. Main accountability of the role is to provide timely
and accurate processing of journals and funds release. |
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Where Might this Take You? |
Opportunities are vast within Operations, Wealth
Management, and all of TD Bank Financial Group. |
| Business
Consultant |
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Minimum Qualifications for Hire |
Familiarity with analysis techniques and tools
including process analytics and process mapping documentation as
well as strong written and verbal presentation skills |
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Locations |
Toronto |
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Purpose of Role |
The role is expected to lead business process
improvements and from inception to implementation for the business
partner they support. Colleagues, business partners and clients
will look to this role to lead the completion and delivery of
detailed/complex and/or comprehensive deliverables within the
context of a process improvement, while providing guidance and
direction for data collection and analysis to a core team of
Business Analysts. The candidate will be expected to become
familiar with process improvement disciplines. |
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Where Might this Take You? |
Opportunities are vast within Operations, Wealth
Management, and all of TD Bank Financial Group. |
| Operations
Officer |
|
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Minimum Qualifications for Hire |
Excellent customer service skills
Strong attention to detail
Strong communication skills
Strong time management and organizational skills
Ability to work in a team
Proficiency in MS Office
Post- secondary degree an asset |
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Locations |
Toronto |
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Purpose of Role |
Each department is responsible for certain
business mandates, these include: new client account openings,
account transfers, clearing and settlement of securities
transactions, account administration and maintenance, complaint
resolution, credit and cash management, data processing, fund
valuation and tax reporting. |
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Where Might this Take You? |
Opportunities are vast within Operations, Wealth
Management, and all of TD Bank Financial Group. |
| Supervisor |
|
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Minimum Qualifications for Hire |
Post-Secondary education required
University degree an asset
Canadian Securities Course (CSC) and/or relevant Investment Fund
Institute of Canada (IFIC) courses an asset |
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Locations |
Toronto |
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Purpose of Role |
This position is responsible for providing strong
leadership and direction in delivering exceptional customer service
and problem resolution to TD employees. The Supervisor is
responsible for understanding and moving the team towards a shared
vision and is able to handle multiple assignments that range in
scope and complexity. |
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Where Might this Take You? |
Opportunities are vast within Operations, Wealth
Management, and all of TD Bank Financial Group. |
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