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First Home Savings Account

The First Home Savings Account (FHSA) is a registered savings plan designed to help you save for your first home, tax-free and help you reach your vision of owning a home faster!

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Saving for your first home is a big deal

Get one step closer to your savings goal with this limited-time offer

Deposit $3,000 into your new FHSA and get $100. It's never been easier to invest in your future and turn homeownership dreams into reality.

†Offer ends May 31, 2025

†Conditions apply  

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How does an FHSA work?

  • You can contribute $8,000 annually, up to a lifetime contribution of $40,0001.
  • A maximum of $8,000 unused contribution room can be carried forward to the following year.
  • You must use the funds to buy or build your first home. See Canada Revenue Agency (CRA) website for complete details.
Read about FHSA in this article

Does this offer apply to me?

  • Must be a Canadian resident.
  • Be between the legal age of majority in your province or territory and 71 years old2.
  •  Be a first-time home buyer3.
  • Have a valid Social Insurance Number (SIN).
  • Meet the requirements listed below.

Here's how to qualify for the $100 bonus award

  1. Open a new FHSA account

    Open a new TD Direct Investing or TD Easy TradeTM FHSA account using the promocode STARTSAVE by May 31, 2025.

  2. Complete your contribution

    Contribute $3000 or more to your FHSA by June 30, 2025.

  3. Hold your funds

    Maintain the assets in your account until Nov 30, 2025.

Get Rewarded

Receive your bonus by January 15, 2026.

Terms and conditions

This offer is available for TD Direct Investing and TD Easy TradeTM. 

Choose where you want to invest

  • TD Easy TradeTM

    Get 50 commission-free stock trades yearly along with unlimited TD ETF trades. Monitor your account and trade seamlessly while you learn on the go. 

    Open an account

  • TD Direct Investing

    With TD Direct Investing, you'll get access to tools, resources, and analyst insights to help take your investing abilities to the next level, whether you're an active trader or just getting started. 

    Open an account

Need help deciding which service to choose?

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Still have more questions?

  • Call us

    Our team of investment representatives are here to assist you. Monday to Friday, 7 am to 10 pm ET.

    1-800-465-5463 1-800-465-5463

  • Book an appointment

    Let's chat, face-to-face at a TD location convenient to you.

    Book now

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