TD Direct Investing Offer

^†Rated top digital broker by Rob Carrick, The Globe and Mail, as of February 15th, 2024.

^†† TD Direct Investing Alumni Exclusive Offer

New TD Direct Investing clients, who are alumni of the University of Guelph, can earn 1% cash back (up to $10,000) + $100 alumni bonus on cumulative eligible transfers for a Cash back Award (the "Award") and an additional Bonus Award (as outlined below).

Eligibility: New TD Direct Investing clients who are alumni of the University of Guelph are eligible for the Offer.

Eligible "Account(s)" for the Offer:

Cash (single or joint account holder)
Margin (single or joint account holder)
Tax-Free Savings Account (TFSA)¹
Registered Retirement Savings Plan (RRSP)¹
Corporate Account

Account(s) not eligible for the Offer:

TD Easy Trade™ accounts are not eligible.
Any non-personal accounts other than corporate (i.e. Trusts, Estates, Investment Clubs)
Locked-in Registered Accounts
Registered Education Savings Plans (RESPs)²
Retirement Income Funds (RIFs)²
Registered Disability Savings Plan (RDSP) ²

To be eligible for the Offer, a client must:

Be a new TD Direct Investing client, with Account(s) in good standing at the time of participating in the Offer.
Be the age of majority in their province or territory at the time of opening the account.
Be a legal resident of Canada.
Meet the requirements below.

How to Qualify for the Offer:

1. Register for the Offer:

a. New Clients: Open a new Account(s) using the promo code DI-UGUELPH.

If an Account is opened in branch or over the phone, clients must request that a TD Representative register the client for the Offer using the promo code.

2. Transfer $10,000 or more in investable assets or cash from another Canadian financial institution(s) or a TD Canada Trust account ("Qualifying Assets") to the new eligible Account(s) within 60 days of opening your first TD Direct Investing account ("funding deadline"):

a. Transfers originating from TD Direct Investing, TD Easy Trade, TD Wealth Financial Planning, TD Wealth Financial Planning Direct, TD Wealth Private Investment Advice, TD Wealth Private Trust and TD Wealth Private Investment Counsel accounts are not included in the Qualifying Assets.

b. Transfers of mutual funds or Guaranteed Investment Certificates originating from TD Canada Trust accounts are not included in the Qualifying Assets.

3. Each client must maintain the Qualifying Assets in their eligible Account(s) for 180 days ("Holding Period") after the Funding Deadline.

a. Qualifying Assets withdrawn, deregistered, or transferred out from an Account(s) before the Holding Period ends, will be subtracted from the value of Qualifying Assets.

b. If the Qualifying Assets fall below $10,000 at the end of the Holding Period, no Award will be granted to the client.

c. Assets transferred into the Account(s) after the Holding Period will not form part of the Qualifying Assets

Cash back Award Details:

Clients are eligible to receive 1% cash back + $100 alumni bonus on the cumulative Qualifying Assets when they qualify for the Offer.
The market value of the Qualifying Assets at the time of deposit will be used to determine the Cash back Award.
Any withdrawals that occur within the holding period , will be subtracted from the total deposits.
The maximum Award a client can receive is $10,000.
Where the client’s Qualifying Assets are transferred to only one new Account (whether single, joint or corporate), the Award will be deposited into that Account. Where a client has enrolled multiple Accounts that qualify for the Cash Back Award, the Award will be divided and deposited to each Account in proportion to the value of Qualifying Assets transferred into each Account.

Terms of Cash back Award Payment:

Funding Deadline: 60 days starting from your first TD Direct Investing account opening date
Holding Period: 180 days starting from the Funding Deadline
Cash Payout: By the end of the month following the Holding Period Deadline

Bonus Award Details:

Clients are eligible to receive the one-time Bonus Award of a $50 Amazon.ca Gift Card when they complete the following actions:

1. Qualify for the Cash back Award described above.

2. Fund the New Account with $10,000+ within 30 days of registering in the Offer.

3. Hold the Qualifying Assets in the New Account until the corresponding Holding Period.

Example: a client would be eligible for the $50 Amazon.ca Gift Card if an Account is opened on November 1, 2024, funded with $10,000+ on November 15, 2024, and Qualifying Assets are held until June 30,2025. The client will receive the cash award and amazon gift card by July 31, 2025.

Clients eligible for the Bonus Award will be awarded a $50 Amazon.ca Gift Card through the email provided with their TD Direct Investing Account. A link to retrieve the Amazon.ca Gift Card will be sent through email. The client is responsible for ensuring they have notified TD Direct Investing if their email address has changed.

The Amazon.ca Gift Card is subject to the restrictions set out in the terms and conditions available at: amazon.ca/gc-legal

Clients requiring assistance to register or otherwise apply for this Offer should contact an Investment Representative at 1-800-465-5463 or ask for assistance at their TD Canada Trust branch.

Further Terms and Conditions:

To receive the Award, a client must keep the Account in good standing until the Award payout date. This requires the Account to not go into a debit position or into a margin call. Debit positions on margin Accounts are acceptable.
Employees of TD Bank Group are eligible for the Offer.
This Offer may be changed, extended, or withdrawn at any time without notice.
The Offer cannot be used in with any other TD Direct Investing offer, except for the TD Direct Investing 40^th Birthday Offer.
The Offer is not transferrable.
TD Direct Investing reserves the right to refuse the provision of any awards and benefits under this Offer if it determines you have violated the terms as set out above.
Investable assets exclude any securities that are restricted, subject to a cease trade order or that are non-listed and without independent evidence of current value acceptable to TD Direct Investing.
Where a client transfers assets into multiple Accounts, the Qualifying Assets will be calculated by combining the value of the assets transferred into the Accounts.
An Account that is a joint Account refers to the cash or margin Account that has more than one owner. The Award is paid in full into the joint Account and does not get allocated to each joint Account owner. TD Direct Investing is not responsible for how the payout is distributed amongst joint Account owners once the award is paid out.
For members of the same household who open Accounts that include one or more joint Accounts, a single Award will be (a) calculated based on the total of Qualifying Assets deposited into the Accounts and (b) paid into the Accounts in proportion to the value of the Qualifying Assets deposited into each of the Accounts.
Qualifying Assets will be measured according to the combined value of Canadian and U.S. denominated assets deposited in that currency component of an Account(s). U.S. dollar balances will be converted into Canadian dollars to determine eligibility.
There may be tax implications associated with the cash award. Clients may wish to consult with their personal tax advisor for more information. For registered plans, the cash award is paid directly to the plan and is not considered a contribution.
Interest, dividends, standard market fluctuations, and Account fees will be excluded from calculations used to determine if an Account qualifies for the awards.

¹Refers to the TD Waterhouse Self-Directed Retirement Savings Plan and the TD Waterhouse Tax-Free Savings Account.

²Refers to the TD Waterhouse Self-Directed Education Savings Plan, the TD Waterhouse Self-Directed Retirement Income Fund and the TD Waterhouse Disability Savings Plan.

³ Based on data current as of August 2024. Visit www.moneysense.ca for more information.

Note: the report is EN only.

TD Direct Investing, TD Wealth Financial Planning and TD Wealth Private Investment Advice are divisions of TD Waterhouse Canada Inc., a subsidiary of The Toronto-Dominion Bank.

TD Easy Trade™ is a service of TD Direct Investing, a division of TD Waterhouse Canada Inc., a subsidiary of The Toronto-Dominion Bank.

TD Wealth Financial Planning Direct is a service offering from TD Wealth Financial Planning, a division of TD Waterhouse Canada Inc., a subsidiary of The Toronto-Dominion Bank.

TD Wealth Private Investment Counsel represents the products and services offered by TD Waterhouse Private Investment Counsel Inc., a subsidiary of The Toronto-Dominion Bank.

TD Wealth Private Trust services are offered by The Canada Trust Company.

TD Bank Group means The Toronto-Dominion Bank and its affiliates, who provide deposit, investment, loan, securities, trust, insurance and other products or services.

®The TD logo and other TD trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.

^†††You have accessed TD Direct Investing (DI) through University of Guelph. University of Guelph may receive a one-time fixed marketing fee when you open a DI account using the promo code DI-UGUELPH.

The payment of this marketing fee may be perceived as a conflict of interest. DI has established policies and procedures with respect to account appropriateness that are reasonably designed to address this conflict. You do not pay any additional charges and fees in connection with this marketing fee.

DI is a division of TD Waterhouse Canada Inc. (TDW), a subsidiary of The Toronto-Dominion Bank. TDW is a registered investment dealer and a member of the Canadian Investment Regulatory Organization that distributes a broad range of investment products and services through its divisions. DI is the order execution only division of TDW that executes unsolicited orders for the purchase or sale of securities without providing any investment advice or conducting a suitability review.

All activities under this arrangement requiring registration will be performed by DI.

Here’s how to qualify for 1% cashback (max $10K) + $100 alumni bonus offer

Bonus: Receive a $50 Amazon.ca Gift Card

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