Pay Bills - Field Descriptions and Business Rules

Field Definitions

Step 1 of 4 : Select Payee

Field	Type	Description
Favourite Payment Account	Dropdown	Defaults to the last account used to Pay a Bill but allows you to select any registered account that you have been assigned access.
Select	Checkbox	Allows you to select the Payee you wish to pay.
Payee	Display	Displays the name of the Payees available to be paid.
Description	Display	Displays the description saved in the Set Payee Description function.
Pay Selected Payee(s)	Button	Allows you to move to Step 2.

Step 2 of 4: Create

Field	Type	Description
Payee Header	Checkbox/Display	Displays all of the Payees you selected on the previous page. If you choose not to submit payment to a payee selected in Step 1, then you may uncheck the payee checkbox and no payment will be requested.
Non-recurring Payment
Amount	Textbox	Allows you to enter the amount you wish to pay.
Take from my account on:	Dropdown	Defaults to today's date but allows you to enter a future date.
Calendar	Link	Allows you to access the Calendar Control rather than have to select individually the Month, Date and Year.
From:	Dropdown	Allows you to select the account you wish to debit.
Payment Type:	Dropdown	Allows you to choose whether this payment is only 'one time' or 'recurring'. If recurring then you will be required to complete additional information.
Recurring Payment:
Amount	Textbox	Allows you to enter the amount you wish to pay.
From:	Dropdown	Allows you to select the account you wish to debit.
Every:	Dropdown	Allows you to specify the Frequency of the Payment. Possible values are: Week 2 Weeks Month Month-end Mid-month and Month-end Quarter
Starting:	Dropdown	Defaults to today but allows you to enter a future date in which you would like the payments to start.
Ending:	Dropdown/Textbox	Allows you to specify how the payment will end. Possible values are: Ending Date (Month, Date, Year) - The payment will end on a specific date. After X payments - Allows you to enter the number of payments that will be processed before the payment ends. Only when I cancel - Will be ongoing until you cancel it from the View Pending Payments function.
Payment Type:	Dropdown	Allows you to choose whether this payment is only 'one time' or 'recurring'.
Back	Button	Returns you to Step 1.
Next	Button	Moves you to Step 3.

Step 3 of 4 : Confirm

Field	Type	Description
Displays all of the Payee(s) and details entered in Step 2 for your review.
Back	Button	Allows you to return to Step 1 to make any necessary changes.
Confirm	Button	Accepts the payments and moves you to Step 4.

Step 4 of 4 : Confirmation

Field	Type	Description
Provides you with the status of your request for each Payee selected.
Pay another Bill	Button	Allows you to Pay another bill by returning you to Step 1.

Business Rules

A payment may not exceed: a. The per Transfer Debit Limit for the Account. Refer to your Company's Payments and Transfers Profile for further details. b. The maximum system limit of $99,999,999.99 CAD
Only Canadian accounts may be used to pay bills.
Bill Payments are not processed on holidays and weekends, therefore if you enter a weekend date in either the Start or End Date fields, the Bill Payment Service will automatically update the applicable date to the next available business day.
A Payment's start date can be future dated up to one year.
Current dated payments are processed as followed:

Date of Transaction	Posted to Account	Payment Preparation by TD Canada Trust begins	Payments Transmitted to Bill Company (or Designate)
Monday - Friday before 11:59 pm ET, (before 8:59 pm Pacific Time)	Immediately, dated the same business day.	Same business day after 11:59 pm ET	Next business day
Saturday- Sunday before 11:59 pm ET Sunday	Immediately, dated the next business day.	Sunday, after 11:59 pm ET	Next business day
Statutory holiday before 11:59 pm ET	Immediately, dated the next business day.	Same day, after 11:59 pm ET	Next business day