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CPA Codes - EFT
Description
This page allows you to view the complete list of CPA codes that can be assigned to your Templates/Payments. A CPA Code is simply a code that identifies the type/purpose of the payment, and every payment initiated using the EFT service must include a valid CPA Code. The Canadian Payments Association (CPA) publishes these codes as well the rules and regulations that have been established by the national payment system. These rules and regulations are available on their web site (payments.ca).
| CPA CODE | Valid Payment Types | Description |
| 200 | Credit or Debit | 200 Payroll Deposit |
| 201 | Credit or Debit | 201 Special Payroll |
| 202 | Credit or Debit | 202 Vacation Payroll |
| 203 | Credit or Debit | 203 Overtime Payroll |
| 204 | Credit or Debit | 204 Advance Payroll |
| 205 | Credit or Debit | 205 Commission Payroll |
| 206 | Credit or Debit | 206 Bonus Payroll |
| 207 | Credit or Debit | 207 Adjustment Payroll |
| 230 | Credit or Debit | 230 Pension |
| 231 | Credit or Debit | 231 Federal Pension |
| 232 | Credit or Debit | 232 Provincial Pension |
| 233 | Credit or Debit | 233 Private Pension |
| 240 | Credit or Debit | 240 Annuity |
| 250 | Credit or Debit | 250 Dividend |
| 251 | Credit or Debit | 251 Common Dividend |
| 252 | Credit or Debit | 252 Preferred Dividend |
| 260 | Credit or Debit | 260 Investment |
| 261 | Credit or Debit | 261 Mutual Funds |
| 265 | Credit or Debit | 265 Spousal RSP Contribution |
| 266 | Credit or Debit | 266 RESP Contribution |
| 271 | Credit or Debit | 271 RSP Contribution |
| 272 | Credit or Debit | 272 Retirement Income Fun |
| 273 | Credit or Debit | 273 Tax Free Savings Account TFS/CLI |
| 274 | Credit or Debit | 274 RDSP Contribution RDP/REI |
| 280 | Credit or Debit | 280 Interest |
| 281 | Credit or Debit | 281 Lottery Prize Payment |
| 300 | Credit or Debit | Restricted – Government Use Only - 300 Federal Government |
| 301 | Credit or Debit | Restricted – Government Use Only - 301 Agriculture Stabilization Payments |
| 302 | Credit or Debit | Restricted – Government Use Only - 302 Canadian Dairy Commission |
| 303 | Credit or Debit | Restricted – Government Use Only - 303 HRDC - Training |
| 308 | Credit or Debit | Restricted – Government Use Only - 308 Child Tax Credit |
| 309 | Credit or Debit | Restricted – Government Use Only - 309 Goods and Services Tax |
| 310 | Credit or Debit | Restricted – Government Use Only - 310 Canada Pension Plan |
| 311 | Credit or Debit | Restricted – Government Use Only - 311 Old Age Security |
| 312 | Credit or Debit | Restricted – Government Use Only - 312 War Veterans' Allowances |
| 313 | Credit or Debit | Restricted – Government Use Only - 313 Canadian Pension Commission |
| 314 | Credit or Debit | Restricted – Government Use Only - 314 Family Allowances |
| 315 | Credit or Debit | Restricted – Government Use Only - 315 Public Service Superannuation |
| 316 | Credit or Debit | Restricted – Government Use Only - 316 Canadian Forces Superannuation |
| 317 | Credit or Debit | Restricted – Government Use Only - 317 Tax Refunds |
| 318 | Credit or Debit | Restricted – Government Use Only - 318 Employment Insurance |
| 319 | Debit | Restricted – Government Use Only - 319 Dbt CCRA Government of Canada |
| 320 | Credit or Debit | Restricted – Government Use Only - 320 Government Student Loans |
| 321 | Credit or Debit | Restricted – Government Use Only - 321 CSB Interest |
| 322 | Credit or Debit | Restricted – Government Use Only - 322 External Affairs |
| 323 | Credit or Debit | Restricted – Government Use Only - 323 Canada Savings Plan |
| 330 | Credit or Debit | 330 Insurance |
| 331 | Credit or Debit | 331 Life Insurance |
| 332 | Credit or Debit | 332 Auto Insurance |
| 333 | Credit or Debit | 333 Property Insurance |
| 334 | Credit or Debit | 334 Casualty Insurance |
| 335 | Credit or Debit | 335 Mortgage Insurance |
| 336 | Credit or Debit | 336 Health/Dental Claim Insurance |
| 350 | Credit or Debit | 350 Loans |
| 351 | Credit or Debit | 351 Personal Loans |
| 352 | Credit or Debit | 352 Dealer Plan Loans |
| 353 | Credit or Debit | 353 Farm Improvement Loans |
| 354 | Credit or Debit | 354 Home Improvement Loans |
| 355 | Credit or Debit | 355 Term Loans |
| 356 | Credit or Debit | 356 Insurance Loans |
| 370 | Credit or Debit | 370 Mortgage |
| 371 | Credit or Debit | 371 Residential Mortgage |
| 372 | Credit or Debit | 372 Commercial Mortgage |
| 373 | Credit or Debit | 373 Farm Mortgage |
| 380 | Credit or Debit | 380 Taxes |
| 381 | Credit or Debit | 381 Income Taxes |
| 382 | Credit or Debit | 382 Sales Taxes |
| 383 | Credit or Debit | 383 Corporate Taxes |
| 384 | Credit or Debit | 384 School Taxes |
| 385 | Credit or Debit | 385 Property Taxes |
| 386 | Credit or Debit | 386 Water Taxes |
| 400 | Credit or Debit | 400 Rent/Leases |
| 401 | Credit or Debit | 401 Residential Rent/Leases |
| 402 | Credit or Debit | 402 Commercial Rent/Leases |
| 403 | Credit or Debit | 403 Equipment Rent/Leases |
| 404 | Credit or Debit | 404 Automobile Rent/Leases |
| 405 | Credit or Debit | 405 Appliance Rent/Leases |
| 420 | Credit or Debit | 420 Cash Management |
| 430 | Credit or Debit | 430 Bill Payment |
| 431 | Credit or Debit | 431 Telephone Bill Payment |
| 432 | Credit or Debit | 432 Gasoline Bill Payment |
| 433 | Credit or Debit | 433 Hydro Bill Payment |
| 434 | Credit or Debit | 434 Cable Bill Payment |
| 435 | Credit or Debit | 435 Fuel Bill Payment |
| 436 | Credit or Debit | 436 Utility Bill Payment |
| 437 | Credit or Debit | 437 Internet Access Payment |
| 438 | Credit or Debit | 438 Water Bill Payment |
| 439 | Credit or Debit | 439 Auto Payment |
| 450 | Credit or Debit | 450 Misc. Payments |
| 451 | Credit or Debit | 451 Customer Cheques |
| 452 | Credit or Debit | 452 Expense Payment |
| 460 | Credit or Debit | 460 Accounts Payable |
| 470 | Credit or Debit | 470 Fees/Dues |
| 480 | Credit or Debit | 480 Donations |
| 600 | Credit or Debit | Restricted – Government Use Only - 600 Provincial Government |
| 601 | Credit or Debit | Restricted – Government Use Only - 601 Family Support Plan |
| 602 | Credit or Debit | Restricted – Government Use Only - 602 Housing Allowance |
| 603 | Credit or Debit | Restricted – Government Use Only - 603 Income Security Benefits |
| 604 | Credit or Debit | Restricted – Government Use Only - 604 Provincial Family Benefits |
| 605 | Credit or Debit | Restricted – Government Use Only - 605 Combined Fed-Prov/Terr Payment |
| 606 | Credit or Debit | Restricted – Government Use Only - 606 Workers' Compensation Board |
| 607 | Credit or Debit | Restricted – Government Use Only - 607 Employment Assistance Allowance |
| 608 | Credit or Debit | Restricted – Government Use Only - 608 Automobile Insurance Plan |
| 609 | Credit or Debit | Restricted – Government Use Only - 609 Provincial Health Care Premium |
| 610 | Credit or Debit | Restricted – Government Use Only - 610 Offences and Fines |
| 650 | Debits | 650 Inter-FI Funds Transfer Debit |
| 700 | Credit or Debit | 700 Business PAD Reserved for Business Pre-Authorized Debits (PADs) |