We have diversification, scale, and a unique footprint
$14.3 billion
2021 Reported Earnings
$14.6 billion
2021 Adjusted Earnings1
2,209
Retail locations in North America
15
TD Securities offices worldwide
![Illustrative maps of TD locations across North America and globally](/images/ar2014/ar2020-TD-Snapshot.jpg)
![](/images/ar2014/ar2020-TD_Securities_Final.png)
Safest Bank in North America
according to Global Finance3
TD’S PREMIUM RETAIL EARNINGS MIX2
dark green bar represents Reported U.S. Retail
gray green bar represents Reported Wholesale
90% Retail
10% Wholesale
We have a strong balance sheet
$1.7 trillion
Assets
15.2%
CET1 Ratio4
$1.1 trillion
Deposits
126%
Liquidity Coverage Ratio4
3.02%
Return on Risk-Weighted Assets5
(Financial information as at October 31, 2021)
We have a deep commitment to sustaining the trust of those we serve
Three core principles of our Risk Appetite
We take risks required to build our business, but only if those risks:
- Fit our business strategy and can be understood and managed
- Do not expose the enterprise to any significant single loss events; we don’t “bet the bank” on any single acquisition, business or product
- Do not risk harming the TD brand
1 Adjusted results are non-GAAP financial measures. Refer to “Non-GAAP and Other Financial Measures” in the “Financial Results Overview” section in the 2021 Management’s Discussion & Analysis (MD&A).
2 Reported basis excluding Corporate segment. Numbers may not add due to rounding.
3 Global Finance’s 30th annual ranking of the World’s Safest Banks published on September 15, 2021.
4 These measures have been calculated in accordance with OSFI’s Capital Adequacy Requirements and Liquidity Adequacy Requirements guidelines.
5 For additional information about this metric, refer to the Glossary in the 2021 MD&A.
2021 Snapshot
Performance indicators focus effort, communicate our priorities, and benchmark our results against key elements of our proven business model. Results in 2021 were affected by the COVID-19 pandemic.
Performance Indicators6 | 2021 Results6, 8 (on an adjusted basis) |
---|---|
|
|
NET INCOME
available to common shareholders
(millions of Canadian dollars)
TD’s 5-year CAGR
9.8% Reported
9.8% Adjusted8
DILUTED EARNINGS PER SHARE (EPS)
(Canadian dollars)
TD’s 5-year CAGR
10.6% Reported
10.2% Adjusted8
RETURN ON COMMON EQUITY9
(percent)
TD’s 2021 ROE
15.5% Reported
15.9% Adjusted8
DIVIDEND HISTORY
165-year
Continuous Dividend History
3.9%
2021 Dividend Yield9
12.4%
Total Shareholder Return9
(5-year CAGR11)
6 Performance indicators that include an earnings component are based on TD’s full-year adjusted results (except as noted).
7 Revenue is net of insurance claims and related expenses.
8 Adjusted results are non-GAAP financial measures. Refer to “Non-GAAP and Other Financial Measures” in the “Financial Results Overview” section in the 2021 MD&A.
9 For additional information about this metric, refer to the Glossary in the 2021 MD&A.
10 25-year CAGR is the compound annual growth rate calculated from 1996 to 2021.
11 5-year CAGR is the compound annual growth rate calculated from 2016 to 2021.