A letter from our President and CEO

When you do business with TD Bank, America's Most Convenient Bank®, you're entrusting us with some of your most valuable assets. That is a responsibility we take extremely seriously.

We know you want to feel confident in the financial soundness of the banking institutions you do business with. TD Bank operates from a position of financial strength and security—with a longstanding focus on prudent risk management—and we hold ourselves to high standards of integrity, ethics and compliance.

Above all, we are committed to our customers, our communities and our colleagues.

Thank you for placing your trust in us. We greatly appreciate your business, and we look forward to continuing to help with your financial goals and needs.

Leo Salom, President and CEO

Our commitment in action

At TD Bank1, we focus on stability through a diversified business model with a full range of retail, small business and commercial banking products and services.

  • Approximately 10 million

    customers2

  • Approximately $417 billion

    in total assets3

  • Approximately $334 billion

    in total deposits4

  • 10th

    largest bank5

TD Bank is financially strong

TD Bank is well-positioned to withstand economic cycles due to our:

  • Diverse business model: Our full range of retail, small business and commercial banking products allows us to stay resilient to changes in individual sectors of the economy
  • Large geographic footprint: Serving the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida help us withstand regional challenges

Most recent financial reports

We're part of TD Bank Group

TD Bank Group is a subsidiary of The Toronto-Dominion Bank. TD Bank Group is a top 10 financial services company in North America6 and The Toronto-Dominion Bank is a 2022 Global Systemically Important Bank (G-SIB).7

  • Extra regulatory requirements: We undergo additional stress testing and regulatory requirements
  • "Investment grade" credit ratings: Credit agencies believe TD can repay loans and has a low likelihood of default8

Regulatory and investor information

Culture and community engagement

Prudent risk management is a shared responsibility built into our culture that guides our community connection.

  • Nearly 30,000 employees uphold our culture of care9
  • $36.5M given in charitable contributions in 202210
  • 2021 Outstanding Community Reinvestment Act (CRA) Rating

See how we care for our communities

We're here to help

Your local TD Bank is here for you. Visit a store near you.


Frequently Asked Questions

All deposits and deposit products are FDIC-insured, up to $250,000 per depositor, per ownership category. That includes checking accounts, savings accounts, money market deposit accounts, certificates of deposit (CDs).

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TD Private Client Wealth LLC (TDPCW), a US Securities and Exchange Commission registered investment adviser and broker-dealer, is a member of the Securities Investor Protection Corporation (SIPC) and its accounts are covered by SIPC. SIPC is a federally mandated corporation that protects clients of a broker-dealer against the loss of cash and securities in the unlikely event that the broker-dealer fails and becomes insolvent. SIPC funds are available to make up for any shortfalls in client assets and is limited to $500,000, including up to $250,000 in cash, per client in accordance with SIPC rules.  Note that SIPC coverage is not the same as, nor is it a substitute for, FDIC deposit insurance. Securities purchased through TDPCW are not FDIC-insured.  For more information about SIPC, please visit www.sipc.org.

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TD Bank works closely with regulatory bodies across the U.S. to adhere to regulations, deliver for our customers and do our part to maintain stability across the financial industry.


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1 TD Bank refers to the U.S. retail business segment of TD Bank Group. Amounts are in U.S. dollars unless otherwise noted.​

2Customer numbers as of June 30, 2023.​

3Total Assets based on TD Bank U.S. Holding Company for the third quarter ended July 31, 2023.

4Total Deposits reported is an average for the third quarter ended July 31, 2023. Total Deposits include personal and business deposits as well as the insured deposit account agreement with​ Schwab.​

5Based on total assets as of September 8, 2023. Source: S&P Global, Largest 50 US banks by total assets. ​

6 Based on TD Bank Group's rankings against North American Peers (defined as Canadian Peers and U.S. Peers) for total assets, total deposits, market capitalization, reported net income, adjusted net income, average full-time equivalent staff, common Equity Tier 1 capital ratio, and Moody's long-term deposits/counterparty rating. For more information and the list of Canadian Peers and U.S. Peers, see slides 7 and 8 of the Quarterly Investor Presentation.

7G-SIB is a bank that has significant importance to the global economy and is required to undergo additional stress testing and more rigorous regulation.  As a G-SIB, The Toronto-Dominion Bank is subject to extra regulatory safeguards, including higher capital buffer requirements, total loss-absorbing capacity requirements, and higher supervisory expectations. 

 8TD's credit ratings are considered investment grade, which means independent agencies believe in our ability to repay loans and avoid default. Credit ratings are not recommendations to purchase, sell, or hold a financial obligation in as much as they do not comment on market price or suitability for a particular investor. Ratings are subject to revision or withdrawal at any time by the rating organization. Information as of July 31, 2023. More TD credit rating information

9Employee numbers as of 7/31/23 on TD Bank's Business Profile page.

10U.S. Community Giving processed through the TD Ready Commitment Network; includes TD Bank giving and TD Charitable Foundation grants as reported from November 1, 2021 through October 31, 2022.

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